u/Elegant-Return8406

i have 27k left over from paying off debts and paying for some wants and needs. i got this payment in april and now i dont know what to do with it. i have a steady job and things are great but i dont want my money to go to waste, what do i do? and how?

edit: i dont know if this matters but i am 20 years old lol
edit 2: i made an appointment with a financial advisor and im going to discuss opening a different savings account, also - i am canadian.

I recently got money from a settlement i applied for, before i even got it i told my family I wanted to save most of it and not touch it unless I really had to. I grew up poor, so i wanted to start putting money aside for emergencies and for the future. I also have two trips planned this year and wanted to save money for that.

even with that fact my mom keeps making comments about me not spending my money or not giving her money when she asks. If I say no, she calls me cheap and says stuff like “I gave you money whenever you needed it.”
I was a full-time university student at the time and during those 8 months the only time i asked her for money was twice when i wasn’t able to use my credit card and when i had used up the funds my sponsor gave me for the month. When I came back home i paid her back what i owed and i also help with groceries and buy stuff for the house here and there.

Funny thing is that I recently bought her a brand new iPad Air 13” plus other things she wanted and she still acts like I’m selfish for not wanting to constantly spend my money or give it away.
I’ve paid off everything i’ve owed so I don’t owe anyone anything, but my family still makes me feel guilty just for having savings. whenever I say no, I end up feeling selfish and questioning myself even though I know I’m mostly just trying to be responsible with my money. am i wrong for not wanting to use my savings up?

I (20F) recently got money from a settlement, before i even got it i told my family I wanted to save most of it and not touch it unless I really had to. I grew up poor, so having savings for once makes me feel safe. I also have two trips planned this year and wanted to save money for that and emergencies.

even with that fact my mom keeps making comments about me not spending my money or not giving her money when she asks. If I say no, she calls me cheap and says stuff like “I gave you money whenever you needed it.”
I was a full-time university student at the time and during those 8 months the only time i asked her for money was twice when i wasn’t able to use my credit card and when i had used the funds my sponsor gave me. When I came back home i paid her back what i owed and i also help with groceries and buy stuff for the house here and there.

Funny thing is that I recently bought her a brand new iPad Air 13” plus other things she wanted and she still acts like I’m selfish for not wanting to constantly spend my money or give it away.
I’ve paid off everything i’ve owed so I don’t owe anyone anything, but my family still makes me feel guilty just for having savings. whenever I say no, I end up feeling selfish and questioning myself even though I know I’m mostly just trying to be responsible with my money.

AITA?

nothing seems to make me feel better anymore, i’ve changed my environment and still i feel so shitty. I feel helpless and hopeless, i don’t think i have a future as much as i used to think and hope that i would. i think im getting closer to ending my life, call me a pussy for this but i’m scared that everyday that goes by my mind constantly just tells me to end it all. I don’t find happiness in the things that i used to, i feel tired and lonely all the time even when im around people i feel this void; i’ve lost.

i don’t know who else to say this all to, i don’t want anyone in my personal life to see this or to know that i’ve been feeling this way. i’ve always had this feeling in the back of my mind but for awhile now it’s just gotten louder and louder. i feel an immense amount of guilt towards my mother especially, if i do this after all she’d have lost two of her children due to suicide. my brother died when i was 11, i’m 21 now. I carry that guilt with me to this day, i had an argument with him and i said something and i think it was his breaking point. it was my fault that my mom lost her son. i often wish that it was me who died instead of him. i’m a coward though, im too scared to commit. i don’t know what to do anymore.