u/Eolopolo

Edit: I'll be getting to all these answers in due time. But I just want to say a big sweeping thank you to all the advice in such a short amount of time. I seriously appreciate it all. Anyone stopping by, please feel free to keep putting me to shame.

Although generally, I've picked up on the fact that food and electrics need to be bumped up

I'm moving out for the first time for a graduate job and have been trying to estimate what my finances will look like. I'd appreciate some outside opinions on whether I've overlooked anything or whether any of my numbers are unrealistic.

I'm a single person moving to an apartment in the Northwest. The apartment is fully electric, so electricity covers both normal usage and heating.

My gross salary will be £34,000 per year, or £2,833 per month.

I've worked it out to be a net salary of £2,128.69 per month after tax, national insurance, pension and student loan repayments.

Essential budgeting:

- Rent £850

- Council tax £106.84

- Electricity £100

- Water £30

- Broadband £30

- Phone: £10

- Food: £150

- Bus travel: £110

- Contents insurance £12.50

A total of £1,399.34 per month.

As I've got it worked out, that leaves me with, roughly:

- £425.74 per month of savings

- £303.61 per month of "wants"

Roughly speaking, I was aiming for a 50/30/20-ish split, although the only category going by that rule are my savings at 20%. It's more like 65/15/20 currently.

A few things I'm particularly unsure about:

- Is £150 a month for food realistic, or am I underestimating it?

- Am I missing out any obvious costs I need to factor in? For info, I don't have a car. I also don't subscribe to anything like Netflix or Spotify. I've only my phone bill.

- Is that a reasonable amount I've allocated to my savings? I'm planning on building a buffer and then maximising my LISA.

- Most importantly, is this a reasonable budget to get by on? I want to understand how manageable things will feel.

If anything else stands out to you, please let me know. I'm interested to hear any thoughts.

And please don't spare my dignity. Feel free to point out any naivety lol

Thank you!

Hello all!

I've recently picked up my own Charge 6 and am currently running through a range of EQ settings, figuring out what works best and what doesn't.

Due to the lack of multiple custom profiles in the app, comparison has become much more difficult than necessary!

And so, I come to you guys to see if you've got any profiles that you know are rock solid.

I hear that a recent firmware update may have changed how the speaker sounds and therefore find many past profiles lacking in different areas.

Hit me with anything you've got!

Many thanks :)

Edit: just to add. I find the bass to be a bit overwhelming in certain environments. As if it covers over the rest of the track and so have tended to tune it back a bit.

Generally speaking, I'm looking for as much clarity as possible across as many genres as possible.