How do you navigate the insurance and Medicare disaster for your parents without ruining your career? I am buried in documents.
I am in my late 40s, and my father’s condition has plummeted significantly during the last six months. Working a rather challenging job in addition to that is driving me absolutely crazy. What I am going through right now is sorting out my father’s Medicare, secondary insurance, and long-term care documents. Honestly speaking, I have no idea what all those things involve, and each attempt to read more about the process only leads to being flooded with robocalls and spam messages from numerous organizations whenever I try to learn about senior help programs online. The only chance I have to reach the relevant institutions is calling them during my lunch breaks and waiting on hold for forty minutes or being trapped in voicemail jails.
I was not able to attend a work meeting yesterday because I needed to try and get a clear idea regarding the extent of his coverage by speaking with a human, but even that led me to be directed into a dead line. My performance at work is declining, my mental well-being is totally destroyed, and I feel like I am a complete failure as a daughter/son.
To those of you who are experiencing the same thing, what did you do for the logistics of this situation? Is there a particular hotline or service which one can use to just speak to a live person who understands the system of senior care and helps one plan out everything without having to play phone tag with automated lines?