u/False-Ad2214

Hello, I am a 20 year old college student. I currently have 20k invested in GoTrade. Upon exploring nakita ko sa Go Trade na 64 PHP - 1 USD for deposit and 61 PHP - 1 USD + 50 pesos fee pag mag wiwithdraw na 😅😅😅. Does IBK have lower fees? I put 2-3k per month or 6k-9k per 3 months para mas mababa fees. Is it better to continue in GoTrade or Switch na sa IBKR? ( Iiwan ko nalang funds ko sa GoTrade then continue DCA sa IBKR sana)

Time Horizon - 20+ years

I feel so left behind or am I being hard to my self?

I am currently a first year college student with 78K in HYSA. 14K in U.S stocks ( Monthly contributions, started this year January), 5K in BTC, ETH. Yet, I feel so left behind with my peers. Ever since I left my job due to burnt out and focus on my studies instead I feel like sinasayang ko oras ko, instead of building my future (financially). I feel like I should have achieved more with my current age:)

Hello, it’s my first time playing nintendo switch. I am contemplating if I should buy a switch oled for now then upgrade later for sw2? Majority ng games na gusto kong laruin asa switch oled lang din kasi. Ang main concern ko is long term usability and updates of games. Masyadong expensive din kasi ng sw2😅😅😅