r/adultingphwins

technically unemployed but made my first million at 20, my second at 22, now I'm almost making my third at 23! and best of all, no one in my family knows I have this much to my name!

I don't really get to brag about it so I wanted to brag here since wala namang nakakilala sakin dito. I'm unemployed and still in college but I earn my money mostly through trading and other side hustles. and I never put most of my money in bank accounts, I only put like 100k in it every now and then and the rest of the millions go in growing assets, usually stocks and other long term investments

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u/ediblefriedrice — 13 hours ago

My savings for one and a half month 🥹✨

My savings for one and a half month 🥹✨
Super happy lang because compared to last year, ang layo na ng progress ko financially. From struggling before to finally being able to save this much ngayon while juggling a full-time job and part-times. Slowly but surely. 💛 Money dust to everyone ✨💸

u/HonestBear08 — 17 hours ago

Less than ₱3 away from half a million before 30

Not a flex-flex, more of a personal milestone. I’m still far from where I want to be. Next goal is to actually hit that 1m mark before 40s

Savings since 2026 ✅

Savings namin ng asawa ko ngayong 2026 🥹 dami gastos last year dahil sa pagpapakasal. Madami pa ding ongoing bills pero kahit papano naka ipon. Thank you, Lord 🙏

u/StrwbrryBanana — 22 hours ago

Nagka savings din 😭

For the first time, naka ipon din ako ng emergency funds 😭

I've been working for 10 mos. Yung sweldo ko during that time napupunta sa mga gamit since hindi naman kami lumaking mayaman. Inuna kong i secure yung mga gamit na alam kong gagamitin ko din naman for wfh work.

Iba pala talaga yung feeling pag alam mong may savings ka na🥺

Dadagdagan ko pa ito unti unti 🥰

u/IronPerfect885 — 1 day ago

getting closer to a goal i set earlier this year

earlier this year, i set a goal for myself to reach ₱200k/month by the end of the year.

not there yet, but i just got offered $400/week for another role. with my other work, i’m definitely getting closer to that number.

i’m 23, hopefully in my last year of uni, and seeing this goal get closer and closer within reach is such a good feeling.

small adulting W

u/Either_Pirate8642 — 1 day ago

Got my 1st passbook at 26

I don’t even know if this is considered an adulting win for everyone but for me, it is. Feeling ko adult na talaga ako dahil naka passbook na ako 😭 tho maliit lang laman niyan pero parang na-motivate pa akong magipon to build my credit huhu I am just so happy.

Regarding the passbook, nakuha ko siya ng walang maintaining balance kasi one time nag apply lang ako ng savings online kay RCBC. Tapos di ko alam Checking Acc pala yung na apply ko eh pang savings lang naman talaga ang sadya ko. Ayun pagpunta ko sa branch kanina, dapat atm card lang kukuhanin ko, biglang may kasama daw na passbook. Waaahhh. First passbook ko to if ever.

Yun lang! :)

u/0len — 24 hours ago

Just got my 1st payslip working in UK!

Been here in London for about a month now and still settling in. Earlier this morning, got notified on my first payslip! Huge milestone kaya I'm heading to Jollibee sa Leicester Sqr to celebrate on my own :)

To add a bit more context, I’ve been an OFW for almost 3 years now (SG ako before this so close lang and nakakauwi ako every other month, kaya walang homesickness prior to moving to London). Idk pa how much this would be different or if the huge distance would take a toll sa mental pero for now, I’ll celebrate this win muna.

u/s3bucket1997 — 2 days ago

6 digit na rin ang salary/monthly! 🥺

Finally nakuha din ang dream kong salary after so many years.

9 kaming magkakapatid at bumukod para mag sideline

nagsumikap mag aral

Started 10k monthly sa small private company as developer last 2021

18k - 2nd company

27k - 3rd company

40k - naincreasan sa 3rd company

70k napromote sa 3rd company

Now 2026 after so many job applications and rejections. Finally 6 digit na. Ang matagal kong inaasam.

Puhon at trust lang kay Lord palagi! He has a better plan!

u/JCCX05 — 2 days ago
▲ 552 r/adultingphwins+1 crossposts

Solo living upgrade unlocked! Big achievement and investment!

i just bought my aircon and ref, and my solo living self is so happy

kanina may natira sa niluto ko, tapos sabi ko hala mapapanis to, tapos bigla ko naalala, may ref na pala ako😭 tapos patulog na ako ngayon, nagagamit ko na yung kumot ko, nung nakaraan kasi halos sa sahig na ako matulog kasi sobrang inet😭

u/weirdkid- — 2 days ago

Nakakaadik mag-save

Working student as a part-time barista. Currently in my 3rd year now. Pagiging barista lang ang side hussle ko. Last month april lang ako nag-start mag-save and it really feels good that my money is growing!

u/Silent-Effective8030 — 2 days ago

Sharing with you my savings journey and making it sure that I get through this "Adulting Phase" financially responsible.

Other than paying bills and feeding my inner child, I’ve been trying to be more intentional with my money this year and honestly, seeing my funds slowly grow makes me feel so proud of myself.

Current allocations: (per month)
• Sinking Fund – ₱5,000
• Personal Fund – ₱4,000
• Emergency Fund – ₱4,000

Also started allocating for: (per month)
• Travel Fund – ₱1,500
• Gift Fund – ₱1,000
• Self-Care Fund – ₱2,000
• Wants Fund – ₱2,500
• House Fund – ₱2,000

The house fund is extra meaningful for me because the first floor of the house has just been finished. For now, that money will go directly into improving the windows on the 2nd floor and future repairs/improvements, little by little.

My partner and I are also doing the 365 couple challenge, and we’re already planning — next year we want to put ₱5,000 from it into MP2, and use the rest to start investing in gold.

Little progress still counts. A year ago, I honestly never thought I’d enjoy budgeting and saving this much 😭

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u/Top_Juggernaut_6245 — 2 days ago

30 years old Mother of 2 first time to reach 200k

For almost 4 years of grinding being a freelancer I already achieved 200k saving.

u/Nit0294 — 3 days ago

1 year after graduation🎓

It has been a year since I graduated, and during that time I became deeply interested in cryptocurrency . What started as simple curiosity slowly turned into a serious commitment to learning market trends, trading strategies, and risk management. For the past six months, I’ve been consistently trading, studying charts, following market movements, and improving my decision-making every day

u/Matuguina — 3 days ago

2.6M at 26 in Crypto airdrops

Tagal ko ring pinagipunan to,airdrops airdrops lang, ngayon ililipat ko na sa Binance, macacashout manlang kahit onte, sabi nga nila “It’s not your money unless you spend it”

u/chenyowww — 3 days ago

₱700k at 25

hi, guys! first time ko magpopost dito at first time ko magsshare ng savings ko. for context, seafarer ako, officer, female.

ang saya kahit papano nakita ko sa journal ko, goal ko lang magka-400k approx. sa first contract ko sa officer pero sobra sobra pa. the fact that it’s hard earned makes me happy. but anyway, despite my relatively large amount of salary, hindi pa rin ako fully masaya in life. i’m slowly starting to realize that maybe this industry is not worth .it #FOMOmalala

slowly researching for options. maybe starting a business, while land-based. hope everything works out, because it does naman lagi diba?

to a life well-lived with financial stability! 🥲

u/badanguser — 4 days ago

From cycle of millions in debt as an employee to...

... to achieving financial freedom after taking a leap of faith regarding entrepreneurship. As a corporate employee (even after I became an executive), I was drowning in credit card debt. I guess that's how I rewarded myself for burning my life away, spending 12 - 14 hours a day in the office for decades.

Finally was able to avail of our early retirement program: 2M of that went straight to taxes, and another 2M went to paying all my credit card debt. Whatever was left, I used to establish businesses that pretty much run themselves. Now, I can start living again.

u/Solid_Bite_5937 — 4 days ago

2years ago. Nag remind sakin ang memories

Wala lang.

Panahon na di pa ako nag hahanap ng jowa.

Lord, pwede ngayon jowa naman po? Hahahahahahahah

u/PracticeStunning3894 — 2 days ago

Road to 2M Savings na Ang Faceless Affiliate

Last March 2026 nagpost ako here (burado na) na na reach ko na ang first ever 1M savings ko after 1 year of being faceless affiliate sa tiktok! Omg! Been unemployed since 2024, literal na ubos savings ko nung nag work ako, that's why I started doing affiliate marketing last March 2025! Kasi gusto ko magka pondo pansimula ko ulo sana. Now, it's earning 6 digits per month na. I'm so happy lang na kahit tamarin ka sa isang araw or gumala ka is sureball na may income kana since mag gegenerate na ng sales ng kusa ang videos mo. Now, May 2026 and it's already 1.5M! Plus, may 200k pa na EF. Also, kumikita na rin kahit papaano yung second account ko, naka 15k na sya! 😫 Tyl, unemployed for 2 years here. Di lang sa pagiging empleyado ka pwede kumita. I'm glad na nag resign ako before, kasi kung hindi baka nasa less than 30k pa rin ang income o sahod ko ngayon 😫.

u/xlilac_whisper — 4 days ago

Unemployed for 3 years

3 years into crypto and still surviving ❤️ sobrang down ng mga market lately and my portfolio is up. Btw naka short position ako kaya pataas yung saken and yung mga holdings ko ang tinamaan ng crash 💥 Masaya lang kse ang tagal ko na sa trading pero survival mode pa din everyday 😆 araw araw aral

u/Historical-Artist530 — 4 days ago