▲ 5 r/UKRealEstate+1 crossposts

Should I go with rental or mortgage?

I've got a good idea of what peoples advice will probably be, but would be good to get some opinions.

Im a 29 year old single male living in Essex. After sharing a flat with a friend for a few years and struggling to save I moved back in with my parents just over a year ago and I've been fortunate enough to be save around £12,000 so far.

Keen to get my own place again in the new year and only had renting in my mind, but now thinking that buying a property would be more sensible. I woud be able to fund a deposit of at least £15,000 in around 6 months or less from now and probably a bit more if needed. I earn decentlyl, £35-£40k per year, possibly more depending on commissions.

So you now you have some context, my question is this - is there really any reason not to buy over renting? Anywhere half decent in terms of rentals sand still not amazing is minimum 850-900 per month for context. As in a small 1 bed flat in a questionable area mostly.

What important costs are there for me to consider? Am I missing something obvious? I'd appreciate all and any advice

I suppose based on despoit property price range would be £130k - £150k, and a similar property to what I would rent. A 1 bed flat or similar.

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u/Flimsy_Rooster_5558 — 12 days ago

Resident Evil Requiem - RT/DLSS

Is ray tracing really worth it? Pretty new to the PC Gaming world, coming from a base ps5. My specs are

Core Ultra 7 265KF
16GB DDR5
RTX 5060Ti 8GB
1TB NVME

I’ve played tonnes of games in the 6 months since buying this PC including RE7, RE8 & RE4 Remake. Really impressed with the visuals on these games and how running at native 1440p with no upscaling and decent settings (medium to high) was returning me comfortably over 100fps, with Ray Tracing on. I did use a mod in reframework for re4 for Ray tracing that did noticeably boost FPS while seemingly still utilising RT.

I even plugged the pc into my 4k tv just for fun and was shocked to see I was even getting 60+fps at native 4k.

So on the back of playing these games, was hyped to try requiem especially as its the first one I’ve played with native DLSS support, and was surprised to see that even on DLSS quality this game looks terrible.

Every other game I’ve played with DLSS looks great and often close to native. In this, everything looks super soft, with strange shimmering on surfaces and other graphical issues. But turning off DLSS and leaving RT on normal, I was getting 20-30fps. Not a a VRAM issue I don’t think as the settings I have on are not pushing the limit of my VRAM.

Turning RT completely off, and running at native 1440p like the other titles, the visuals are night and day better than using DLSS and RT, so much more detailed, and I’m also seeing 100fps+ like the other titles, higher than using DLSS quality. Although a few stutters here and there.

Surely it is not worth sacrificing that amount of image quality just to run RT - but feel like I’m missing out by turning it off when the game has such a heavy implementation of it. Curious to hear others experiences / opinion with this title and similar hardware.

I know the GPU I have is not well respected but the price I bought the PC for was £875 and I think that was a pretty reasonable deal, If anyone has any tips on important settings to tweak to achieve better performance in general without sacrificing image quality too much, I’m all ears.

PS am I weird for turning off any form of Anti Alisaing? I feel like doing this has given the best image quality over using TAA, SMAA or FXAA or any combination of those

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u/Flimsy_Rooster_5558 — 2 months ago