u/FunAd6672

Maybe this is more of an operations problem than an AI problem, but I’m curious if anyone else has run into it. Most discussions around agentic AI seem to focus on models, frameworks, orchestration, guardrails, tool use and all the technical pieces. Which makes sense. But when you get into actual banking workflows, that hasn’t really been the thing slowing projects down from what I’ve seen. The bigger challenge seems to be understanding the process well enough to automate it in the first place. Onboarding, compliance reviews, loan operations, fraud investigations, etc. can look pretty straightforward in the process docs. Then you start talking to the people actually doing the work and find manual workarounds, exception paths, email approvals, spreadsheets nobody knew existed, and steps that only happen under certain conditions. By that point, building the agent almost feels like the easy part. It feels like a lot of teams jump straight into automation before they have a clear picture of how work actually moves across people, systems, and departments. Some tools seem more focused on banking-specific agents, like Kore.ai, Backbase, or nCino, while others are more about understanding the workflow layer first, like Skan.ai, Celonis, or similar process intelligence tools. Different buckets, but the same problem keeps showing up... if the underlying process is messy, the agent just inherits the mess.

For those working in banking, insurance, healthcare or other regulated environments, are you spending more effort building agents or trying to understand the workflows those agents are supposed to operate inside?

So I make about $40/hr at my job. Cleaning my place takes me roughly 3 hours on a weekend morning. That's $120 of my time except it's not work time, it's my only free time so it's worth more than that.

Professional house cleaning service quote I got: $135 biweekly.

I'm essentially paying $15 more than my time is worth to get my weekends back and get a better result because they actually know what they're doing.

I know this is obvious to some people but it genuinely hadn't clicked for me until I wrote it down. Anyone else do this math late?

Serious question.

Every time I search how to make money from your phone it’s either fake promises, old blogs recycling info or apps that barely pay anything.

I know people online claim they earn so something must be real. But filtering legit ways to make money from your phone is honestly harder than doing the work itself.

How do you even find the real ones now?