Anyone got hdfc phonepay ultimo LTF
i am thinking of getting hdfc phone pay ultimo, i already have RG LTF only for upi spending i am thinking of getting ultimo i dont have insurance i pay only utilities and upi scans
i asked RM for LTF as i have a good relationship with hdfc but she said it co branded card they cannot provide LTF
so anyone got it for LTF or is it worth applying ?
is there any other CC which give better rewards than ultimo