u/Hungry-Time2973

Hi everyone,

I’m 23 years old and about to start my first full-time job after graduating with a Master’s.

My compensation is:
€3,500 gross/month (around €2,300 net)
Possibility of a yearly bonus of up to 20% of my annual salary if targets are met.

At the moment, I already have €15,600 invested in IWDA and €1,200 in Bitcoin since 2021.

My plan is to continue living at home for another year, so my monthly expenses will be very low. Because of that, I think I should be able to invest around €1,500 per month, while also saving cash for a future down payment on an apartment.

I’m wondering what the best course of action would be in this situation.
Would you:
Keep investing the majority (around €1,500/month) into IWDA while gradually building up cash for a down payment?
Focus more aggressively on saving cash for the apartment instead?
Or take a different approach altogether?

I’m aiming to build long-term wealth, but I also don’t want to delay buying my first apartment too much.
Curious to hear how you would approach this and whether anyone has been in a similar situation.

Thanks!

I (23M) have been with my girlfriend (24F) for almost 6 years, and we’ve been long distance for a big part of it. We usually see each other every couple of months.

A few months ago she started taking antidepressants, and since then her sex drive has completely disappeared. I understand that this can happen with medication, and I genuinely want to be supportive because I know her mental health matters way more than sex. But it’s been around 4 months now, and intimacy is basically completely off the table, even when we see each other in person.

What’s making it harder is that it’s not just sex. I feel like affection in general has dropped off. There are barely any compliments, flirting, or reassurance anymore, and over time it’s started affecting me emotionally too. I’ve noticed myself pulling away and putting in less effort because I feel unwanted, which then leads to arguments between us over and over.

I don’t know how much of this is the medication, how much is the distance, or whether we’re just growing apart. I also feel guilty even bringing this up sometimes because I don’t want to make her feel bad for something she might not fully control.

Has anyone been through something similar, either personally or with a partner on antidepressants? How did you handle it without building resentment on either side?