Fraud claim denied, help!!!

Fraud claim denied, help!!!

I’m looking for advice because I’m really frustrated and confused about a fraudulent charge on my Capital One card.

A few days ago, I received an Apple Pay notification that my Capital One card had been used for a purchase of around $900 from a Vietnamese business. I immediately knew the transaction was not mine. I did not make the purchase or authorize anyone else to use my card.

I contacted Capital One and disputed the transaction. However, they told me they could not determine that the transaction was unauthorized because it was made through Apple Pay, which they consider very secure. As a result, they denied my dispute and I have not been reimbursed.

What is confusing to me is that I have my Capital One card in my own Apple Wallet, and I know that adding a card to Apple Pay can involve an additional verification process through the card issuer.

So I’m trying to understand:
How could someone make an Apple Pay purchase with my card if I didn’t authorize it?

Could someone have added my card to their Apple Wallet?

Wouldn’t Capital One normally require verification before allowing the card to be added to another device?

I have already locked the card, but I’m trying to figure out what actually happened and what my options are for getting the $900 back.

u/ImportanceFlat6534 — 21 hours ago

Gilbert for baby boy

Hi! Gilbert is one of my top boy names for our baby boy. What are your honest thoughts? Is it awful? I tend to like more traditional/classic names

reddit.com
u/ImportanceFlat6534 — 4 days ago

Anxious FTM - Subchorionic Hematoma

Hi everyone, I’m about 7 weeks pregnant and had a private ultrasound today. Baby is measuring 7w4d with a strong heartbeat (150), which was reassuring.

The tech mentioned I have some bruising on my uterus, but she wasn’t a doctor and didn’t really explain it. I googled and think she might be referring to a subchorionic hematoma.
I haven’t had any spotting or bleeding, just mild on-and-off cramping. I have my first OB appointment next Friday.

I’m feeling a bit anxious about this, especially since I’m supposed to fly today. Any insight on whether this is common or if I should be doing anything differently would really help.

reddit.com
u/ImportanceFlat6534 — 2 months ago

Does this line progression look okay? 8DPO-14DPO Easy at Home, CD

Hi! I first tested positive on 8DPO with a very faint line and it’s gotten darker since. I’m really afraid of an ectopic or chemical pregnancy. How does this progression look? Like the title says I started testing 8DPO and the last test was 14DPO.

u/ImportanceFlat6534 — 2 months ago
▲ 25 r/Atlanta

Where to give birth and OBGYN!

Hi all! Just found out I’m pregnant, yay, but have no clue where to start when looking for an obgyn or where to deliver. I’m in the Sandy springs area and relatively new to the state.

Does anyone have any recommendations for a good obgyn to deliver as well as hospitals? I’ve heard Northside is the baby hospital but have also heard mixed things about it. I don’t have any medical isssues, but do have pretty bad health anxiety so I feel like I’ll be anxious the whole pregnancy. Thanks for the help!!

reddit.com
u/ImportanceFlat6534 — 3 months ago
▲ 19 r/Georgia

Best hospitals and doctors to deliver baby!

Hi all! Just found out I’m pregnant, yay, but have no clue where to start when looking for an obgyn or where to deliver. I’m in the Sandy springs area and relatively new to the state.

Does anyone have any recommendations for a good obgyn to deliver as well as hospitals? I’ve heard Northside is the baby hospital but have also heard mixed things about it. I don’t have any medical isssues, but do have pretty bad health anxiety so I feel like I’ll be anxious the whole pregnancy. Thanks for the help!!

reddit.com
u/ImportanceFlat6534 — 3 months ago

Positive test… what do I do!!

Hi! So my husband and I decided to start trying for a baby and today I tested positive… after trying for one cycle. And I realize how blessed I am to be saying that. But I really thought it would take longer so I really wasn’t expecting it. I took the test alone. I’m only 8DPO so I’m very very early, but am I actually pregnant? With it being so early what are the chances of having a chemical? I guess I don’t know where to go from here!!

reddit.com
u/ImportanceFlat6534 — 3 months ago
▲ 18 r/Inito

Do you see a line?

I feel like I see a very very veryyyy faint line but could also be crazy. Thoughts??

Edit: I took a first response test and it’s a lot darker!! Holy cow!

u/ImportanceFlat6534 — 3 months ago
▲ 1 r/Inito

Confused about my chart

Hi guys! This is my first cycle TTC. Inito said I had an LH surge on cycle day 11 but then I picked up another small surge today on cycle day 14. I feel like cycle day 11 was more accurate because I had a ton of cervical mucus and other ovulation symptoms. Does anyone else get little spikes in LH after ovulation? I don’t know if my chart looks okay or not.

u/ImportanceFlat6534 — 3 months ago