u/ImportanceNo9994

Hi there, truly hope anyone can help me with this though I know it's a long post.

I’m not sure if this is too much to ask or if anyone already has this or might find it useful, but I’m super confused by all the formulas in Chapter 7 and the formulas cheat sheet. I also bought the Financial Investment Calculations Toolkit and SeeWhy, and I feel like the formulas and contents are different. I’m dying with all of this, so I wanted to confirm the formulas I need to learn and the ones I can use the calculator for and make sure I am not missing anything.

In order of appearance in Chapter 7:

1.present value:

can use calculator

2. discount rate

is there a formula I need to memorize?? I think the book explains how to obtain it but I think we are always given that info

3.fair price of a bond

is this the same as present value of a bond?? The toolkit only shows this

How to Calculate the Present Value of a Bond

What would you expect to pay for a $1,000 face value bond with the following features: 15 years to maturity, with a coupon rate of 11%, and interest paid semi-annually, when the yield to maturity on similar bonds is 8.75%?

Financial calculator steps

FV = 1000

N = 30

PMT = 55

I/Y = 4.375

PV = -1185.98

Therefore, the bond will sell for $1,185.98 per $1,000.

BUT

The book has like 3 pages (5-9) explaining this and it's just so confusing.

4. Yield on a T-Bill

no calculator, need formula

5. CY on a bond

can use calculator

6. CY on a bond

can use calculator

*For the YTM, we know the results will be different if you do the calculations or use the calculator instead. Am I safe with calculator only? Like they won't give me both answers but only 1 will be correct?

7. accrued interest

no calculator, need formula

8. Did not see annuity on the textbook but can use the calculator for this rather than the formula

9. Accrued interest

no calculator, need formula

***So there are only 9 problems I need to learn to solve for Chapter 7, right?***

Thanksss sooo muchhh

Hi there!
I’m on chapter 7 of the CSC and I am sooo confused with the formulas.

First of all, I am not sure what I need to memorize if the formulas or how to calculate them in a financial calculator. Will we be provided with one on the virtual exam or do I need to purchase one?

Also, this is all so new to me and I am struggling so much, even with See Why. I had no idea I was this dumb. I know that if you work in finance you prob make decent money and I don’t have much to offer since I’m not licensed yet but I believe if someone would teach me 1:1 it’d be easier for me to understand and then just practice how it’ll be asked on the exam since I get so overwhelmed reading a simple sentence I don’t think I’ll ever be ready to take the test.

If someone’s willing to teach me pls let me know and I can pay you, I can’t afford to fail.

Many thanks

Hi! I’m spending the day in Niagara Falls this Saturday and have a show at Fallsview Casino at 8 PM. I’ll also be doing some shopping at the outlets earlier in the day.

I’m looking for a cute, Instagrammable café or a nice spot for a late lunch, somewhere with a pretty atmosphere, good food/drinks, and a bit of a girly vibe if that makes sense.

I was considering Bar Barista at Fallsview since I’ll already be there for the show, but I can’t find much about it online. Has anyone been? Is it worth it, or are there better places around Niagara Falls that you’d recommend?

Thanks!

Hi everyone,

I'm seeing a show at Fallsview Casino in Niagara on Saturday next week and the show starts at 8 PM. I recently moved to Oakville and don't have a car, so I was thinking of renting one for the day and making a little adventure out of it before heading to Niagara.

So far, I've only explored downtown Oakville. I came across South Shell Park in another thread and thought it looked interesting.

I'm looking for recommendations for free (or inexpensive) things to do either in Oakville or along the way to Niagara. I'm open to pretty much anything. It'll just be me, so solo-friendly suggestions are appreciated. I've already been to Niagara Falls.

Thanks!

Hi everyone,

I enrolled in the CSC and CPH courses in 2025, but I’m hearing that the CIRE is easier. I’m having a really hard time preparing for the CSC using the textbook.

Should I just switch and take the CIRE instead? Also, if I enroll in the CIRE, am I able to keep my CSC/CSI enrollment as a backup, or does it get cancelled/deleted once I switch?

Any advice would be really appreciated.

Hi everyone, I’m studying for the CSC but I’m really struggling with the textbook. I’m from Latin America and I’m learning everything from scratch, so it feels overwhelming.

Does anyone know good beginner-friendly finance podcasts, audiobooks, or Audible courses that explain the basics? Something I can listen to while commuting or working out would really help.

Right now I feel like I’m reading but not really understanding. Any recommendations would be appreciated.

Thanks so much!

Hi there, all new in Alibaba and want to print 50 decals from a seller. One of them said shipping was $35 and another $10 but that it did not include Custom duties. Is this normal for Canada? What should I expect? I also want to purchase 50 glass cups. Many thanks

Hi! I really want the Lavender Iced Coffee Tumbler but I’m not sure if I should buy it now or wait.

Since it’s part of the spring collection, does anyone know if:

• it might go on sale or be included in a bundle later?
• or if it will just sell out and not come back?

I’m scared of paying full price and then seeing it included for free or discounted later 😭

Also wondering the same about the Bubble Gum one, do those usually go on sale or are they limited and sell out fast?

Would you buy now or wait? Pleaseee and many many thanks!!