▲ 12 r/AskZA

How is everybody looking in regards to retirement?

I just had my primary source of income threatened and while it sent me into panic and anxiety etc it really got me thinking about my future and getting to a point where something like that wouldn't be so concerning.

I almost feel like to have a retirement plan or being able to save for retirement right now is a blessing in of itself or a 'privilege' even given the low employment and jobs with extremely low pay.

Have any of you had to make big life adjustments or shifts in your financial expenditure to stay on track with being able to retire with 'enough'. Or have some of you had to give up on the thought of retirement for now and just focus on surviving (I feel like this will be a big majority of people).

What % of your take home are you putting into RAs, TFSAs and general investing wallets and how do you feel about your progress?

I've been running the numbers and feeling quite stressed about the whole thing, but I know I'm in a much better position than most which makes me worry even more for others. How are people going to take care of themselves when they get phased out of work? Especially if you're like me and don't plan on having kids (expensive + the world is a shit show rn), what does post retirement look like for these people?

Just curious and want to get a conversation going around people's saving habits, maybe some tips and general personal experience from my fellow redditors on how they're tackling all of this.

For reference I only put like 3k a month into an RA which I now see after running numbers leaves me in a really tough spot at 55 haha and with my current employment scare it has me regretting the years of fruitless spending and squandering of the money I've made. I look at some of the apartments I've tried to rent in Cape town with the insane rent prices and I'm so glad I got them, I think the income scare kinda shifted my mindset to want to be a lot more frugal and wise with whatever money I have left after expenses.

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u/InSAniTy1102 — 4 days ago
▲ 1 r/dtc

A question for the DTC Creative Strategists

Particularly working in agency (although can be in house for a brand)

How do you scale output? What systems or flows do you have in place to be able to consistently keep up with the ever growing demand?

I handle about 4/5 clients and they all need constant video briefs and static briefs and landing page copy etc - I really struggle to keep up and give consistent output so I am wondering what you guys do to actually keep a constant flow of briefs and ideas in the pipeline (while also maintaining quality - not talking to the guys who GPT a prod image and ask for 600 images with no actual research or hypothesis behind it).

Any and all info is welcome!

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u/InSAniTy1102 — 7 days ago

Visual/UX changes for EF27

Everybody talks about the gameplay changes they're wanting for EF27. I want to talk about visual and experience changes that I'd like to see.

I'd love to see a lot more customisable experience in terms of our user experience and visual layout.

For example I really hope they get off this mobile first UI and actually design a UI built for consoles/PC - the menu experience is arguable atrocious as it's built mobile first and you have to click between like 4 menus to get to one place, you can't access normal settings in the Div play screen (really weird? Sometimes I want to turn down music and sound when a friend joins discord and I have to either wait for the game to start or leave the menu all the way back to main and then to settings).

I'd love to see more color variety in stadiums or accessibility to change these color's that aren't locked behind rewards etc, I'm tired of seeing the same yellow and blue set up in every single game I play, allowing players to completely customise the stadium layout will allow the user base to have some character and uniqueness and add a little bit more character to every single game you play (would be less monotonous and boring).

What other experience or visual chnages would you like to see? Perhaps even updated casting voice overs so we don't need to hear the same line 8 times a game?

Let's hear it.

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u/InSAniTy1102 — 16 days ago

Anyone else curious about liqour store parking lots on Friday afternoon?

Not a rant or anything at all just an observation I make on my weekly trip to the Ultra Liqour. Everytime I pull up on a Friday guys are chilling with the car bar. Sitting on their boot with cups and coolers and having a grand old time with their mates and anyone passing by.

Has anyone else noticed this or does my neighbourhood have a little drinking problem?

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u/InSAniTy1102 — 1 month ago

Update on my previous post.

https://www.reddit.com/r/eFootball/comments/1ucz6v0/i_need_some_serious_help_lol/

I took some of the advice and slowed down the gameplay, focussed more on passing and intentional dribbles and I am happy to say I made div 1!

I have beat quite a few like top 5k div 1 players which has been fun. Also just started learning more about individual instructions and when to use them (eg if I see a team with RWF and LWF with a tall mofo in the middle, I tight mark the wings so he cant cross spam as much as he'd like.)

Overall I can definitely say I am still pretty bad - no question about it (top 100-200s still rip me), but the games are overall more competitive - I need to learn to take more risks and most importantly do skill moves with the right timing, which brings me to my main question.

Guys in div 1 - are you guys using full manual feints? Or do you use assisted/smart whatever it's called? Debating if I should switch to full manual but I see guys like indominator use smart feint (unless I'm wrong?)

*Yes I know the WR is still ass but considering I have 150 hours and it was purely a learning experience the last ~30 games WR has definitely dramatically improved.

u/InSAniTy1102 — 1 month ago

I need some serious help lol

https://preview.redd.it/uwsoafd5jw8h1.jpg?width=2560&format=pjpg&auto=webp&s=82f711532d753a5911b8b160880680d245f89e0a

I have about 120 hours in this game now, never really played FIFA or any sports games before (I am an FPS gamer), I really enjoy the gameplay and have been trying to get better by watching tons of streamers and YT vids which have helped tremendously and I can feel I am a lot better but I still for the life of me can not win. I think I struggle to make chances or good chances as some games I get like 15 shots on target but they’re probably just bad chances (far outside the box or just easy saves).

I was wondering if someone would be kind enough to help me in my pursuit to getting better - like maybe we play some friendlies and chat in a discord and walk me through what obvious mistakes or fixes I can implement or something. Or even if its a factor of me just needing to put 500 more hours in haha any advice helps.

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u/InSAniTy1102 — 2 months ago