u/Individual-Adagio-29

Sorry, I rarely post, so forgive the any omissions/mistakes.

I have both of those cards. My business is very small but occasionally (rarely) has large expenses (think rental house that needed new water heater and HVAC at the same time!).

My business card is almost at the limit. I don't carry balance and will pay it off just before due date. But I have other expenses there too. I asked for credit limit increase and got denied. Not enough income.

Wondering if I should open (maybe get an offer?) a personal United card and then move the miles and close the business one? Then I can reallocate credit limits from other Chase cards to new United card.

I won't do it right away because I am close to $25k for spending to get free tickets for next year.

Should I close business and get personal United card? Is there a loss of benefits in that?

Would appreciate the feedback.

Thank you

Naturalized (non Chinese) US citizen, going with travel agency

1 On application, there are questions of city of birth. If the country no longer exists and the city of birth was renamed, I know to enter the current name of the country, but what about the city? It is not listed anywhere, not on passport, not on naturalization certificate. Google tells me to enter current city name and write an explanation letter giving prior country name and city name and related current names. Is this right?

2 There is also a question of prior names, I didn't change mine but it was originally in Cyrillic. There are no documents to show change from that to English. And I have no documents prior to naturalization as I was legally a refugee, i.e. no passport, no visa etc. Do I even put that in the application form?

3 application requires travel agency name and id. I have sent a message to the agency but it's the weekend, so no response yet. Do I say that I travel with agency or individual? I do have the hotel name and dates.

Please help me figure this out.

I am in NJ right on the shore. I have 2 Tankless water heaters, side by side, both are Rheem. 200000 btu, installed 2018. Worked well 1 year, then kept beeping and giving error about water pressure, kept at 120F. I finally lost patience and went on their website where it said increase to 140F. This was last November and worked well. As the temps went up this spring, the problems started again. This time error 12. Called a plumber, he cleaner a little, didn't flush the system as he said it was too late, after 5 years, it will do more damage than good.

Suggested to replace with Rinnai. The model he gave estimate on is RU199iN and the cost for one $7800 installed.

We are right on the shore but have kept humidity in the house at 50%, not sure if this matters. Both units are vented outside, sideways. We have 2.5 baths plus washer, dishwasher etc. One floor, about 4000sf. 3 story building, garage on the ground floor and we are right above it. Rheem was never serviced, and the 2 floors above us (same layout, same tankless water heaters) never had this problem.

In a prior house, we had Rinnai and never had a problem in decades! Never serviced either.

So my question is, replace? With what? Navien? Rinnai? Which model? Just cap one and replace the other? Both?

Help please

I am 36B. Normally wear Wonderbra 7234 (from years ago and I do have a stash of new ones). They are underwire, push up, back closure. Fit is perfect. Look is just right. The calculator here agrees with the size.

Problem is, I recently had a shoulder surgery and no longer can use the back closure. I need padded, underwire and front closure. I am struggling to find something that would be similar and run into either Amazon "Plus 2 sizes" insanity, or no underwire, or no front closure. I do need push up as I had numerous biopsies on one side too. I tried many and found that itty bitty front closure locks are no longer comfortable for me as they are just too small. I also have a problem with one strap always falling off my shoulder.

I am lost. Help me please.