u/IntentionOk1694

Has this ever happened to anyone else with MOHELA auto-pay/student loans?

My payment due date is today (5/10) and I have auto-pay set up through MOHELA to debit the payment automatically every month on the due date. I’ve never missed a payment before and have even made extra manual payments in the past.

This morning I logged in and my account was suddenly showing all of my loans as “past due” effective TODAY (5/10), even though today is literally the due date. What makes even less sense is it ALSO showed my current amount due as $0.00 at the same time.

So apparently I both owe nothing and am somehow past due on the same day 😭

I know today is Sunday so the actual debit probably won’t pull from my bank until the next business day, but I don’t understand why MOHELA would already mark the account past due before auto-pay even has the chance to process.

I ended up making a manual payment too just to be safe, but it still shows past due.

Main thing I’m worried about is whether this is just a visual/system issue or if it could somehow trigger late reporting/fees. Has anyone else seen this happen before with MOHELA?

I’m curious about online tools that specialize in collecting credit card offers.

Here are some specific types of offers I’d like to see:

• Capital One Shopping Offers
• Chase Offers
• Chase Shop and Earn Offers (different from the regular offers and can be combined)
• Any other site that offers offers

I know apps like Cardpointers are great at collecting offers and automatically activating them, but they don’t work for Capital One offers or Chase Shop and Earn offers (only the regular cashback offers).

Currently, when I shop, I follow these steps:

1. I open Chase offers to check if there are any offers for the stores I want to shop at.
2. I compare both Capital One Shopping Offers and Chase Shop and Earn Offers to find the website with the highest earning rate.
3. I then open the link from either Capital One Shopping Offers or Chase Shop and Earn Offers (depending on which was higher)
4. I choose the card that offers the highest reward back (Chase if there’s a higher cashback offer or my Venture X card, which earns double on everything compared to my Capital One Shopping card).

This process is time-consuming and involves comparing all the offers. I understand I don’t have to make it this complicated, but the money and rewards points I earn by doing this add up quickly! Honestly, if you’re not using these portals and deals already, I highly recommend it!

I know that there are some specific scripts available that are embedded in URLs that automatically sort offers on the Capital One offers website. However, I haven’t come across any solution that collects offers from multiple websites and consolidates them into a single data store.

Is there a tool or service that provides something like this?

Hi everyone, this is honestly mortifying to post, but I wanted to see if anyone else has dealt with this.

I’m 22, and ever since I started having sex around 16/17, I’ve had issues getting/maintaining erections. I’m pretty sure a lot of it started from performance anxiety because I used to literally shake from nerves lol. The problem is that it’s continued with multiple partners, even after dating them for months and getting comfortable with them.

I’ve seen a urologist before and nothing major came up. I was prescribed Viagra, which definitely helps me get hard, but I still can’t finish during oral or anal. I can only finish on my own.

What’s frustrating is that mentally I actually feel pretty hypersexual and I want to be more of a hookup person, but I honestly think this issue has made me avoid sex and intimacy a lot. I think the embarrassment and anxiety around it has kind of conditioned me to avoid situations where it could happen again, even though I do genuinely want that side of my life.

What’s been messing with me mentally lately is that now even masturbating feels different. I can still get hard and finish, but it feels weaker than it used to, like maybe 70% hard instead of fully erect.

For context, I used to be overweight but lost a lot of weight over the past few years. I’m 5’9 and around 135 now. I’m also on an antidepressant currently (Wellbutrin - I avoided SSRIs because I thought they could worsen this problem) and an anti-anxiety med (buspirone), but this issue started way before that, so I don’t think it’s the main cause. I’ve also had my testosterone checked multiple times and it’s been normal aside from one random low result that was probably a lab issue.

I have an appointment with a new PCP in a couple months and I’m definitely bringing this up again. I’ve also been thinking about trying Cialis instead of Viagra because I hate how unspontaneous Viagra feels.

I know nobody here can diagnose me or anything, but I guess I’m just wondering if anyone else has dealt with something similar, especially the anxiety side of it or the not being able to finish part. It’s honestly taken a pretty big toll on my confidence and mental health over the years.

Not sure if this is the best place to post, but I’m trying to determine the most effective way to accumulate points and meet my SUB requirement on certain cards. I’d appreciate it if someone could verify my understanding. I recently signed up for a Chase Sapphire Preferred card and can easily fulfill the $5000 spend requirement. However, I’m eager to earn points quickly, so I’m considering paying my rent to meet the requirement sooner. Currently, if I pay my rent through my rent portal using a credit card, it incurs a 3% fee. Is it still possible to add my Chase Sapphire Preferred card to my bilt account and pay rent through the bilt portal, even with the 3% fee? If I’m going to be charged a 3% fee on my rent, I might as well earn bilt points while I’m at it. Is this a feasible option?

Also, I know that the bilt card is probably still the best card for paying rent. I used to have the 1.0 but did not upgrade to the 2.0. Right now I’m just chasing my bonuses for a few trips I have coming up.