Art what point will Walmart ban me because I have to return so many pickup and delivery products.

I am returning legitimate stuff. Expired dairy, broken meat packages, bad vegetables/fruit. I get 1-2 pickups or deliverys a week and return a few things almost every time.

I legit just for a 3lb bag of onions with a single onion in it. Same with potatos and a package of sausage that was broken open.

At what point will that say enough

reddit.com
u/Jax1456 — 3 days ago

How am I supposed to figure out what I need to retire?

So every calculator wants to factor 3% in raises per year plus inflation. I have about 25 years left to retire and wages for my job which is in healthcare has stayed stagnant for about 15 years. I currently make about 250k but that's barely more than they made in the mid 2000s. I will maybe be making 300k when I reach retirement but all the calculations are showing I need around 450-500k in total income to keep at my current spending level.

That seems ridiculous. it that's the case no normal person will be able to retire. I just don't understand how other wages will increase at these levels that will cause inflation to get to the point where 500k will give me the same purchasing power as I have now so 8-9m in savings.

I am currently shooting for about 5-6m with conservative numbers. Right now I am at 600k.

IDK I just don't get it. I can't tell if I need to increase my savings or can coast on what I am currently doing

reddit.com
u/Jax1456 — 7 days ago

Anyone else notice a large uptick in spoiled meat at BJ's?

Past 6 months I have gotten 5 different packages of spoiled. 2 bad packages of salmon. A pack of spoiled bacon and a whole pack of spoiled pork chops. I have returned everything fine but it's crazy how food bought the same day way before it's sell by date is spoiled. My thought is the food is somehow getting hot either in transit or getting left out.

The bacon really threw me off because it was rank and green out of the package and the pork chops made me open all my windows in my house to get the smell out.

reddit.com
u/Jax1456 — 7 days ago
▲ 1 r/pools

Putting in a 25x 15 pool. With a 7ft sunshelf and spa. That will leave me with 18 ft of swim Lane. Am I making a mistake going to small?

Sun shelf and spa will be next to each other. When you factor in bench and depth of spa in the pool that leaves 18 ft of swim area. That seems awfully small too me

It will be 3.5-5.5 feet deep

We can't really go bigger due to the set backs. Anyone with a setup similar and have pros and cons?

reddit.com
u/Jax1456 — 2 months ago

Crazy amount of restaurants suddenly closing

Been noticing a lot of places recently close.

Mason's

Clarke bros

Prospect 5 points

Voodoo brewing

Tequila town

Donatos

Amici

Round bird coffee

El agave

Bahama breeze

And that's only the last 2 months.

I mean I get it I can't afford to go out and eat so I don't but it's crazy to see so many places close.

reddit.com
u/Jax1456 — 2 months ago
▲ 1 r/pools

Is a 7x7 sunshelf big enough?

We can either do that or move the hot tub outside the pool to have the whole 15x7 shelf.

It would take up a large portion of our patio thought

reddit.com
u/Jax1456 — 3 months ago
▲ 1 r/pools

Can you use a dot rated LP gas tank for a spa?

I contacted a gas company and they want 3k to install and fill a 125g lp tank. This is a lease and I don't own it.

That seems insane. Can I just purchase a 100lb dot tank and use it to run my spa instead?

reddit.com
u/Jax1456 — 3 months ago

Does sapphire falls allow outside food at the pool?

Having a birthday party at the pool and our kids absolutely hate the pizza they serve. My son wants a specific pizza for his birthday. I know we can't bring our own alcohol but can we bring our own food?

reddit.com
u/Jax1456 — 3 months ago

Cialis effectiveness decreased after a month.

Started cialis 5mg daily about a month ago. In the beginning I was basically semi hard daily. Erections were mind blowing. Now i seem to essentially have gone back to normal. I can't even tell that I am taking it anymore.

Any ideas as to what's going on?

reddit.com
u/Jax1456 — 3 months ago
▲ 1 r/pools

Putting in a screen enclosure. Should I do the panel roofing for a covered patio or put in a gazebo under the the screen.

Basically we can do the steel insulated roofing that connects to the screen or do a custom gazebo under the screen enclosure that will look better. My wife is concerned with the feeling of being in a carport with the flat roof style roofing

reddit.com
u/Jax1456 — 3 months ago

Basically I'm planning on self-insuring myself and my family for our health insurance our premiums have increased to about 22,000 a year along with a $5,000 deductible and 10,000 max out of pocket.

It just doesn't seem like it's worth it anymore we barely use our health insurance while we do have two kids it just isn't making sense we do nothing more than a few checkups a year and we have some prescriptions that we need to get filled I've checked with all of our doctors and the prescriptions and everything if we pay cash is significantly cheaper The only thing I want is something like a catastrophic plan but I can't find any plans available for just catastrophic insurance

Currently we make about $250,000 a year combined in a very high cost of living area so in reality it's not that much when you factor in health insurance housing and overall cost of living or barely scrapping by

reddit.com
u/Jax1456 — 4 months ago