u/JimmerFredJune2026

Should I buy Pivot 14 or Strive 14?

Hi, my local ski store has Pivot 14 ($160 USD) and Strive 14 ($199 USD) on sale.

Is the Strive 14 worth the $40 extra? I ski about 60-70 days per year, all mountain skiing in Utah. I would be mounting them on my Armada ARV skis that I just bought.

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u/JimmerFredJune2026 — 1 day ago

Why do HNW individuals invest in so many complex investments if it’s as easy as VTI and chill?

I work at a commercial bank and I am responsible for reviewing personal financial statements and balance sheets for individuals.

A pattern I notice with people in the $10-25 million net worth range is they all have complex investments in various private funds, also lots of real estate ownership and REIT funds . Very little percentage of their net worth is actually in 401k/IRA/VOO/VTI/public equity. They’ll have maybe a few hundred thousand in retirement which is very little compared to their total net worth.

If it’s as easy as investing in VTI like Bogleheads do, then why do these high net worth go through the trouble and fees of investing in these funds and alternative assets? I’ve actually never seen a HNW individual with a traditional boglehead fund allocation in the 5 years I’ve worked here. A logical conclusion would be that Boglehead isn’t the pathway to high net worth wealth.

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u/JimmerFredJune2026 — 3 days ago

ANC briefly turns off when using voice activation

I just bought my Px8 S2. When I am using my iPhone 17 Pro, any time I use a service that activates the microphone, such as talking to Siri or answering/calling a phone call, the ANC turns off for a second and then turns back on. Then when the microphone is deactivated after I complete my action, such as hanging up the phone or completing my Siri command, it does the exact same thing; ANC turns off then back on for a second.

I just want to know if this is normal behavior for these headphones or if I should return/warranty them. It is a bit annoying especially for the price point.

Does anyone else experience this with their px8 s2?

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u/JimmerFredJune2026 — 11 days ago