Help me better understand Car Insurance in a simplify way.
So if you gotten into an car accident an need repairs will the insurance company cover the whole repair cost or do you have to come out of pocket for the repair?
What's the benefits of having car insurance versus no insurance.
Let's say in an different situation if your car gets totaled does the insurance help you pay for an another vehicle or do you just take the lost and have to pay for an whole another vehicle yourself?
Just curious please don't call me dumb or anything negative I just would like straightforward answers to help me better understand the insurance game that's all 😆