▲ 4 r/TDBankCanada+1 crossposts

TD Direct Investing DRIP — how long does it take for dividends to be reinvested?

I recently set up DRIP on my TD Direct Investing account and I’m trying to understand how long the reinvestment process normally takes.

Some of my dividends have already been reinvested through DRIP, but I have another dividend from VFV (Vanguard S&P 500 Index ETF) that has been sitting in my account as cash for 2 business days without being reinvested.

For those of you using TD Direct Investing:

* How long does your DRIP usually take after the dividend is credited?
* Is it normal for the dividend to sit as cash for several business days?
* Specifically, how long have you seen **VFV** take to reinvest?
* Does TD handle some ETFs differently (e.g. market DRIP vs. treasury DRIP)?

I was told by TD that VFV may be handled differently from some other ETFs, so I’m curious about other people’s actual experience.

Thanks!

reddit.com
u/Key_Pen4356 — 8 days ago

TD Direct Investing DRIP — how long does it take for dividends to be reinvested?

I recently set up DRIP on my TD Direct Investing account and I’m trying to understand how long the reinvestment process normally takes.

Some of my dividends have already been reinvested through DRIP, but I have another dividend from **VFV (Vanguard S&P 500 Index ETF)** that has been sitting in my account as cash for **2 business days** without being reinvested.

For those of you using TD Direct Investing:

* How long does your DRIP usually take after the dividend is credited?
* Is it normal for the dividend to sit as cash for several business days?
* Specifically, how long have you seen **VFV** take to reinvest?
* Does TD handle some ETFs differently (e.g. market DRIP vs. treasury DRIP)?

I was told by TD that VFV may be handled differently from some other ETFs, so I’m curious about other people’s actual experience.

Thanks!

reddit.com
u/Key_Pen4356 — 8 days ago

Google Finance historical transaction data disappeared after update — anyone else experience this?

Hi everyone,

I have been using Google Finance for years to manually track my investments. I entered all my buy and sell transactions there, including dates, quantities, and cost information.

After the recent Google Finance interface update, I can no longer access my previous transaction history. The old version option appears to be gone, and I cannot find any way to export or download my historical transaction data.

My current portfolio information is still visible, but the detailed transaction history that I manually entered seems to be inaccessible.

Has anyone else run into this issue?

A few questions:

  1. Were you able to recover your old transaction history?
  2. Is there still a hidden way to access the old Google Finance Portfolio interface?
  3. Did Google Support provide any solution or export option?
  4. If you had to rebuild your records, what method did you use?

I have many years of transaction records stored there, so losing access to this data would be a major problem. Any advice or experiences would be greatly appreciated.

Thanks!

reddit.com
u/Key_Pen4356 — 3 months ago

Has TD Direct Investing ever offered a 3% asset transfer bonus?

I vaguely remember TD Direct Investing offering a 3% asset transfer bonus at some point, possibly as an invite-only promotion. I also recall seeing a Reddit post about it where another redditor mentioned receiving a physical letter from TD, but I can't find any evidence now.

Does anyone else remember seeing or receiving a 3% TD DI offer, or has 2% always been the typical maximum public promo?

reddit.com
u/Key_Pen4356 — 4 months ago

Petroleum Engineering Alumni (Class of 2013): Would I choose the degree again? Absolutely not.

I graduated from U of A Petroleum Engineering in 2013. Looking back more than a decade later, choosing that program remains one of my biggest regrets.

Like many students at the time, I was attracted by the promise of strong job prospects and some of the highest salaries among engineering disciplines. My parents also sacrificed a lot financially to send me to Canada as an international student.

The reality turned out very differently than I expected.

After graduation, many people from my cohort struggled to find petroleum engineering jobs. In my own case, I eventually made it into the petroleum industry after years of trying, but not in the engineering role I originally envisioned when I enrolled in the program.

What surprises me most is what happened to many of my classmates. When we started the program, most of us expected to become petroleum engineers. Instead, many eventually changed careers altogether because they couldn't find opportunities related to the degree.

Even today, after more than a decade working around the industry, I've met surprisingly few petroleum engineering graduates. Mechanical and chemical engineers seem far more common, and I've often wondered whether one of those degrees would have provided the same access to the industry while offering much broader career flexibility.

I was also frustrated that international students had very limited access to co-op opportunities at the time, despite paying significantly higher tuition than domestic students.

To be fair, this is only my experience. Life worked out, and I've built a career for myself. But if I could go back to 2009, I would almost certainly choose Mechanical or Chemical Engineering instead.

I'm curious whether the program has improved since then.

For current students and recent graduates:

  • How are employment outcomes today?
  • Do Petroleum Engineering graduates have a meaningful advantage in the job market?
  • Would you choose the degree again?

I'd genuinely like to hear different perspectives.

reddit.com
u/Key_Pen4356 — 5 months ago