u/LateToTheParty013

this driver cut me off but as I was already going forward, I did hit his mirror. mine shut, they had to push his back to place too. i didnt consider it a big deal. my car is 13yo, the other SUV was about a 20yo Lexus suv.

their passenger were turning their mirror back, I also did mine with the folding motor, but then I went on my way and other driver did too. we didnt speak.

i am now wondering if I should report it or if I dont but they will, am I going to fuck it up.

cant be bothered as nothing happened to my mirror but if they report it to their insurance, Im out of luck?

I didnt bother writing down their reg

we have this extremely complicated sdlt question and I ve been advised to send a physical letter with my question and details to HMRC SDLT. the postcode was this weird postcode so I have no new tracking information whatsoever. I am worried because now we re getting close to set an exchange and completion date, but I still dont know what SDLT we should pay. I ve sent the letter on 13th June

If that matters, my question is about how to calculate Net Present Value for SDLT when its shared ownership w/ 990 years leasehold and about £1000 monthly rent payable. property is £500k+ and we buy 25%. my solicitor thinks we can pay £0 if we go with the staged option, but I think he s not correct because he might be basing this on old information (£250k 0% sdlt plus calculating ground rent instead of rent)

edit. See the difference between the 2 calculations, taking monthly rent £1000 p/m and then taking ground rent £0

https://imgup.uk/v/GNdrrNMa

edit2. I ve put up the way I fill the sdlt calculator. Did I do smth wrong? It says £2200 to pay

https://imgup.uk/v/ZdLLYgjs

title. i am wondering if I should just take the equipment with me, pay the monthly until expires and then cancel it, send back equipment. New postcode is super remote and its a pain, so I cant go with any big names there.

for context I have less than 10y experience, I consider myself about a decent mid level. but for the last few years I more spent time training juniors.

we, however have some inside tools, some terrible off the shell software we pay for. because its so terrible, we had to build our own app on top of it so that we can save 100-150 clicks on a cohort of users when, for example wanting a dashboard of it.

anyway, my point is, I started with just copy pasting the 3-5 files I work on into Claude and using my domain knowledge, gave great instructions, efficiently debugged and delivered a few tickets on a stack I had never written production code beforw. (I had confidence to be language agnostic at least down to Java/C# from high level languages).

my first few tickets consisted of one simple bug fix, 2 relatively small features with like one new endpoint, some new mock api responses and rendering that new info on a particular page. then I had one bigger piece of a work, genuinely automating something that was a pain to do. every Friday, we should had gone through a list of entities that are nested 4-5 deep into their parent-most object and above said off the shelf trashcan had made it EXHAUSTIVE! We had half baked clunky solutions but it was still slow and reactive. now I just fed my entire knowledge about this into Claude, gave my instructions, debugged and researched the network tab to see how all API s are used under the hood in the off the shelf and the with the help of Claude (well, AI giving me all the code) I implemented it. yes I sucked on the testing part, about 3x more than the development took, but because I wasnt interested nor experienced enough to know whats actually happening there. the code Claude wrote for the feature, made sense because we scoped it out and put up a phased approach. I do understand about 90-95% of it, the only bits I dont are the magical list comprehensions when filtering, sorting or combining complex data.

then, on Friday I presented an absolutely crazy idea to the small team about how I would solve a particular problem. we have a process where some of the labelling of data only happens in our heads and we cant capture it or get it automatically because only in the peoples mind this thing is labelled what it is. I said Id build an entire new system and send our customers there to run their initial query, so that we can capture the extra metadata and store it in our db, so later when the main data comes back from the off the shelf, we just enrich it on our app, and build dashboards, automation etc.

the entire idea was as big as an epic, consisting of 3 projects: an entirely new auth and login on our own app with the customers off the shelf login, a new file upload system that fetches enough data for customer context, plus uses some sync from our capabilities and then a brand new dashboard for ourselves where we can finally use this enriching metadata to be able to more efficiently see info that took 100-150 clicks per report and an excel sheet needing to regularly be updated.

i ve done this entire thing with Claude over the weekend, this time with claude code in th terminal, but still me copying the code into the codebase, spending about 7 hours in 3-4 different occasions, while I was also out with my wife and children, cooked 2x 1.6kg ribs on bone, been to church etc. my point on this last bit is that it wasnt anything different from a hobby, like reading. but instead, I ve completed a project in 7hours and about $30 compute, that would had taken my 2020 team of 4-5 devs about 2-3 sprints.

i dont believe in the accelerate cult, but I also dont believe in the betteroffline full turned off approach. i absolutely think agentic coding is a scam to ramp up token costs, but I also like it if the context window can consume the codebase and have the understanding of it.

info: I think we have the $20 a month package and I consumed 4% the first week of weekly limits and about 35% already of this weeks limits.

I think the answer is same as always: it depends and its always somewhere in between

was thinking about this, all these people been so proud writing tens of thousands of lines of code, they introduced products that keep their laptop lid open so that 24 agents can run simultaneously etc.

so what now? they really learn to code, wait for the new thing or go back to nft/web3/bitcoin?

so I got caught doing 24 in a 20 in central London on Easter Monday. I have no idea how as I wouldnt speed inside the city as it makes no logical sense. i checked the road and its a decline so I probably rolled and was distracted or just gave it too much juice after the red light. anyway, well deserved although ironic

2 things that struck me the most on the course:

- using the street lights to know whats the speed limit (in the absence of signs)

- the stopping distance difference even just betseen 30 vs 31 mph.

the stopping distance one is absolutely shocking.

I think I would had been fine with removal of the 10% if they wouldnt had straight lied that we asked for this.

I feel Ald is worse in terms of offering and I also felt weird shopping there but out of sheer spite I ll keep putting our bigger shoppings in there.

edit: this is shared ownership

its literally title. I am so confused.

we have a mortgage in principle through brokers and halifax for the £330k property, but another broker came back saying we re good to proceed on a £530k property.

the monthly difference is about £6-700 while on the lower priced property we re already at the limits. We should make a decision soon and I genuinely dont understand. Can we afford the £500k one or not. Why do they do this?

I absolutely love this car. its our first car and it gave us sooo much. we bought it at 120k miles when it was like 8yo and I ve trusted it because I knew they re reliable, fun to drive, cheap to fix. we already did 3x full eurotrips 3500 miles total each, sometimes driving at 120mph for hours in autobahn and it took it no problem(quite oil thirsty these times tho)

recently I calmed down and so I just cruise on UK motorways at 60-70mph and I just fill up right after bigger trips to see the performance. i was surprised that I managed 45mpg on a 484miles while having all our 4 kids in the car too (quad multimac btw) and then 45.5mpg yesterday just with my wife on a 446mile trip.

I am so happy because the car has 161k miles on the clock but since its maintained well, it goes like a tank.

i love it and I hope I can drive it beyond 300k miles!

I love efficiency and love to drive and it happened that we had a trip up Sheffield from London and then to Whistable and back. that was exactly 484 miles and I managed to do 45mpg based on how much I had to then refill.

yesterday we had another trip to York and back we went to Cambourne too, then back to London. filled up this morning and so mpg came back to 45.5. I am super proud and I love the car and I hope with maintaining it well it will last 300k miles. (I also have rust protection applied and gets refreshed every few years)

have a great Sunday

1. Is it calculated from LHA eligibility rate? so current locations LHA rate vs familys bedroom number eligibility

2. is it calculated like social housing like when UC just pays the entire rent+ service charge and then bedroom tax of 14-25% might apply

3. is it a hybrid? A mix of two?

i am trying to understand but its so complicated. Gemini, Claude and ChatGPT give different answers even if I upload the same pdf doc about the law of UC housing and shared ownership from gov websites