r/HMRC

▲ 3 r/HMRC+1 crossposts

How do I get taken off of the emergency tax code

So I recently moved from the Republic of Ireland to Northern Ireland for a job. When I started I didn't have a national insurance number, just an Irish passport.

I got a national insurance number that same week and submitted it to my employer. A few weeks have passed and I'm still paying emergency tax. I've discussed it with my colleagues and I'm paying more tax than them despite working the same hours.

I realise I don't have a P45 from my previous employer as it's my first job in the UK and I don't recall filling out a new starter form. Does anyone know how I can resolve this situation/get a refund for the tax I've overpaid?

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u/Sully961 — 4 days ago
▲ 0 r/HMRC

Power of Attorney needed?

If this has been asked before, please point me in the right direction.

My 91 year old mother has just received a letter from HMRC saying she has under paid just over £1k of tax. She has had the same state pension, teachers pension and modest savings for 7 years since my dad died.

The letter has really upset her; 'I thought I was having a heart attack when I read it". This is someone who has never been overdrawn in her life!

Down to practicalities. How can I resolve this quickly. I can phone HMRC up but they won't have any record of me having power of attorney, do I'm guessing that will take some weeks to process.

Should I pay the money to reassure my mother, then sort out POA with HMRC?

Any help appreciated.

Thanks.

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u/Prestigious-Fee-6545 — 4 days ago
▲ 1 r/HMRC

I have mistakenly oversubscribed my Cash ISA

Advice please

Last financial year I had 20 K in a Cash ISA, saw a better rate so closed it and put it in another ISA.

I now found out that I can only transfer it and that it means the HMRC will "see" two ISAs and contact me and tell me to close the second one.

It is way past April financial year start and heard nothing.

Is this usual, could they have changed the rules?

please help

Thank you

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u/Ok-Championship2931 — 4 days ago
▲ 20 r/HMRC

Help, accountant being dodgy. My accountant says £32k of expenses is “normal for dentists” — should I be worried?

Accountant wants me to pay 50% of the fee after using estimated expenses I didn’t provide — what should I do?
I’m a self-employed associate dentist and hired an accountant to prepare my 2025/26 Self Assessment.
My income was roughly £80k. I provided them with my actual income and expense information, but they came back with around £32k in expenses. The list includes some really random figures, including around £2,500 for laundry, which I definitely didn’t spend.
I questioned where these figures came from because they are nowhere near the information I provided. They told me they were estimated expenses based on what dentists earning around my income usually have, and that this would help reduce my tax bill.
I asked what would happen if HMRC flagged the return or asked for proof. They said they would be responsible for it, but I’m not comfortable with that because I understand that I’m ultimately responsible for the information submitted on my tax return.
I told them I’m not happy with this approach and that I don’t want to continue with their service. I want to find another accountant who will prepare my return using my actual figures and legitimate expenses.
Now they are demanding 50% of their full fee, saying the tax return is “2 clicks away from being ready”.
I don’t want to pay them anything for a tax return that I don’t agree with and that I’ve told them not to submit.
Do I actually have to pay the 50% fee? Can an accountant charge me for work that I don’t want completed, particularly when I’ve raised concerns about the figures they’ve used?
Would really appreciate advice from anyone who has dealt with something similar, especially other self-employed dentists.

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u/Bubbly_Score_9639 — 12 days ago
▲ 1 r/HMRC+1 crossposts

Cannot get my tax refunded

Hi, I've overpaid a significant amount of tax. I did my self assessment and have now requested HMRC to pay the sum directly into my bank account several times. I've not had anything come through for weeks/months. Is there anything else I need to do to get HMRC to give back this money?

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u/StateOpen1357 — 13 days ago
▲ 11 r/HMRC+1 crossposts

£30k+ cash savings from a declared cash cash job questions

Hi, sorry if this is a dumb question but I just want to make sure I understand this properly.

I’ve been working part time for a couple of years and it’s a cash in hand job. Before anyone says it, yes the earnings have been declared because they show up on my HMRC app.

If I go onto the HMRC app and click on PAY, I can see my payroll number, tax code and estimated taxable income, which is showing £10,800. It also shows all the years I’ve worked there. I get paid around £900 cash a month and HMRC is showing the same amount.

So does that mean my cash in hand job is definitely declared to HMRC?

The reason I’m asking is because over the years I’ve accumulated quite a lot of cash. I haven’t actually counted it all yet but I think I have around £30k+ sitting at home.

If I wanted to put this money into my bank account and the bank asked me where the money came from, would I just say it’s savings from my cash in hand job and show them the HMRC app as proof that the income has been declared?

I’m only asking because I saw another thread on here where people had quite a lot of cash saved at home but apparently hadn’t declared the income. In my case it has been showing on my HMRC account for years, so I just want to make sure I’m understanding everything correctly.

Sorry if this sounds dodgy lol, I’m genuinely just asking because I don’t want to do anything wrong when I deposit it.

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u/FattyRagdoll — 12 days ago