u/Legitimate_Edge3812

Hello everyone

I’m an American living in the EU for work. I have €800k in cash sitting in a bank account, where interest rates are practically zero, and I don’t want to let it sit there and lose value.

My goals are simple:

- Long term investment

- Inflation protection

- Preferably using ETFs

But I’m facing a real headache: I want to buy US ETFs , but since I live in the EU, local brokers won’t let me. They say it’s due to EU regulations.

So, can I buy local EU ETFs instead? Yes, but I’m worried about a few practical issues:

1. Is there enough liquidity? Will there be no buyers when I want to sell?

2. Will trading costs be higher?How much more expensive are the spreads and commissions compared to US ETFs?

3. Are bond ETFs a viable option? I’d like to include some bonds in my portfolio, but I’ve heard that European bond ETFs have very low trading volume orders can sit there for hours without anyone taking them.

I’ve also considered picking out a few dozen individual stocks to build a portfolio, but it’s too much hassle, and I don’t want to have to monitor it every day.

I have 800k euros in capital and am looking for a simple, reliable investment strategy that I can hold long term.

Are there any Americans or friends living in the EU in a similar situation? How did you handle this?

Thanks!

Hello everyone. I am an American citizen living in the EU. My portfolio is worth about 800k euros. So far I have been a typical US focused investor. I mainly invest in large cap tech growth stocks. This strategy has worked well but I am starting to think about asset allocation.

So I want to shift to a more diversified investment strategy. That means adding ETFs and possibly adding some European market exposure.

I know the US market is bigger and more innovative. I am not trying to replace my US investments. I mean adding a European portion. Maybe 15% to 20% of the portfolio.

I am thinking about a few questions. As a US citizen in the EU what is the best way to diversify using ETFs? If I do want to allocate some European stocks for currency hedge and valuation reasons what are the key differences between US and European stocks? Which sectors offer true diversification benefits not just correlation?

Hey everyone. US citizen living in the EU here. Long time US stocks investor with around €800k in my portfolio. Mostly large cap tech growth plays that have done well. But lately I‘ve been thinking maybe it makes sense to put some of that capital into European equities. I'm tired of waking up at 3am for market opens anyway.

Before I go any further yes I know the US has a larger universe. But I'm here now probably staying and I‘d like to understand what I’m missing.

So two main questions:

What are the biggest differences between US and European stocks?

Any specific European stocks or sectors worth looking at for someone with a US growth bias?

Would love to hear from other Americans over here or locals who‘ve spent time investing across both.

Hey everyone.

US citizen living in the EU here. Long time US stocks investor with around €800k in my portfolio. Mostly large cap tech growth plays that have done well. But lately I‘ve been thinking maybe it makes sense to put some of that capital into European equities. I'm tired of waking up at 3am for market opens anyway.

Before I go any further yes I know the US has a larger universe. But I'm here now probably staying and I‘d like to understand what I’m missing.

So two main questions:

What are the biggest differences between US and European stocks?

Any specific European stocks or sectors worth looking at for someone with a US growth bias?

Would love to hear from other Americans over here or locals who‘ve spent time investing across both.

https://preview.redd.it/d8vudl5gcayg1.png?width=588&format=png&auto=webp&s=07b9ca30e948b9a99361357644180018ddd06b5e

Made 23k in 3 days while sitting on the toilet and only spending 5 minutes looking at candlesticks.
On Monday within 30 minutes of the open NXPI broke above the 50 day moving average on volume. Volume was 1.8 times the 5 day average volume. My buying rule is a breakout must come with volume otherwise it is a false breakout. The weekly Bollinger Bands had been in a squeeze for 3 weeks. On Monday price broke above the upper band. Historical experience shows this kind of squeeze breakout often has follow through. So here is my plan.
Sell half first lock in 11k and turn it into cash sitting in the account like a boss.
Hold the other half and gamble on NXPI hitting 300.
If it goes to zero who cares. Half the profit is already taken. The rest is house money

I've been watching ES hold right near the 200 day SMA. In the last three pullbacks this level has provided solid support. The 4 hour MACD is showing early signs of bullish divergence. I haven't gone full size yet. Currently short a few ES 5400 puts to collect premium. If we hold this level into tomorrow's close I'll start scaling into long futures positions. Do you see this as a bounce opportunity or are we looking at a deeper retrace to the 200 week SMA. Also for those trading NQ are you seeing the same divergence or is the tech heavy index acting differently.