u/LetterToAThief

$53k in consolidation loans at 4.9%, currently under the PAYE plan for $175/month. recertifying will jack this up to $541 which just is not possible for me. Filing MFJ, AGI of $144k, no kids is what gives me the $541.

However, there are the standard and graduated repayment plans which are $330 and $220 respectively, and I could probably make that work. But currently I'm set to receive the 20 year (non PSLF) forgiveness in 2036; selecting either of the standard repayment plans moves it back to 2047? What the actual f*ck?

North east side is kinda crazy rn, I have like 15 bites and half I don’t even remember getting bit 😭

I really liked not having to scoop everyday for 2 cats, but I've experienced the following issues with a spinning PetSafe/Litter Robot style box:

• The tumbling of clumped pee and poop makes the inside of the sphere dirty within a day or two, and soap/water scrubbing is needed to clean it
• Clumps and small parts of clumps get stuck in some places just by virtue of being sticky
• The confined space (coupled with the smell from aforementioned residue) makes our cats wanted to pee/poop elsewhere sometimes which is a whole new mess (no issues per vet)
• Odor is still noticeable if not more due to accumulated waste in the bin, even when its half full - odor prevention built in doesnt seem to do much
• Our big fluffy 13lb boy doesnt seem to have the room he likes when hes in there and then theres all the residue he brushes up against on the walls

Don't mean to whine or complain, it's been about half a year and I guess I'm sobering up to the fact that is not really saving much work when you have to bay it all the time. Anyone else?