u/Low-Guidance1684

I'm so close to saving my car

My minimum car payment is $212.84 exactly, however my account is over drafted and my $250 goal takes this into account. Family members are off the table to ask for help, but a friend of mine chipped in $100 so I am now about $160 short after paying my overdraft fee. I know that my situation is much less severe than other people raising money for their own causes, but in my mind I know that this is the last resort I can turn to. Uber, Lyft, Door Dash, InstaCart, all of these driving apps aren't options for me because I'm either ineligible due to a license suspension so many years ago or these food delivery apps aren't taking new drivers in my city. I don't qualify for cash advances or any excessively high interest loans sadly, I've tried them all.

Losing my car will be the end of me - I won't be able to maintain my job anymore because of the commute and travel required. If I lose my job, then I won't be able to pay child support. to my ex-wife. It's already bad enough that I'd let my son down (who lives with his mother) by not being available to see him, but then I wouldn't be able to pay my financial obligations to him as his father.

The finance company that oversee's my car loan is unwilling to budge on the payment date because of how far behind I've gotten and they won't wait until I get paid next week. If there's any miracle that can happen, it would truly be from the kindness of strangers. I appreciate everyone's time and consideration in donating to my cause. I'm also able to accept help through Paypal if anyone is willing.

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u/Low-Guidance1684 — 1 day ago

Duplicate accounts with earnin?

Someone on another post mentioned that they were able to set up multiple accounts with Earnin, but the moment I tried to get an advanced (used alt. phone, bank, and email) a hold was placed on the new account stating that they recognized a duplicate account. The only thing that's the same is my SSN, which I figured would be the issue but supposedly someone else got around this.

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u/Low-Guidance1684 — 1 day ago

Vehicle is at risk of repossession and i'll lose everything

https://gofund.me/76fee2624

My minimum car payment is $212.84 exactly, however my account is over drafted and my $250 goal takes this into account. I know that my situation is much less severe than other people raising money for their own causes, but in my mind I know that this is the last resort I can turn to. Uber, Lyft, Door Dash, InstaCart, all of these driving apps aren't options for me because I'm either ineligible due to a license suspension so many years ago or these food delivery apps aren't taking new drivers in my city. I wish I can say I have family and friends to lean on, but one of my parents is deceased and I don't have many friends in my life or any that are in a situation to help financially.

Losing my car will be the end of me - I won't be able to maintain my job anymore because of the commute and travel required. If I lose my job, then I won't be able to pay child support. It's already bad enough that I'd let my son down (who lives with his mother) by not being available to see him, but then I wouldn't be able to pay my financial obligations to him as his father.

The finance company that oversee's my car loan is unwilling to budge on the payment date because of how far behind I've gotten and they won't wait until I get paid next week. If there's any miracle that can happen, it would truly be from the kindness of strangers. I appreciate everyone's time and consideration in donating to my cause.

u/Low-Guidance1684 — 3 days ago

Request for car payment help

https://gofund.me/76fee2624

I removed my previous post to remove my child's face as per request from other Redditors.

My minimum car payment is $212.84 exactly, however my account is over drafted and my $250 goal takes this into account. I know that my situation is much less severe than other people raising money for their own causes, but in my mind I know that this is the last resort I can turn to. Uber, Lyft, Door Dash, InstaCart, all of these driving apps aren't options for me because I'm either ineligible due to a license suspension so many years ago or these food delivery apps aren't taking new drivers in my city. I wish I can say I have family and friends to lean on, but one of my parents is deceased and I don't have many friends in my life or any that are in a situation to help financially.

Losing my car will be the end of me - I won't be able to maintain my job anymore because of the commute and travel required. If I lose my job, then I won't be able to pay child support. It's already bad enough that I'd let my son down (who lives with his mother) by not being available to see him, but then I wouldn't be able to pay my financial obligations to him as his father.

The finance company that oversee's my car loan is unwilling to budge on the payment date because of how far behind I've gotten and they won't wait until I get paid next week. If there's any miracle that can happen, it would truly be from the kindness of strangers. I appreciate everyone's time and consideration in donating to my cause. I'm also able to accept help through Paypal if anyone is willing to help.

u/Low-Guidance1684 — 3 days ago

I'm all out of options

I’m not ok. I’ve been ‘not ok’ to the point of sickness. Ever since my divorce things have gone downhill. The only thing that keeps me preoccupied is my career, and that’s at risk because my vehicle is at risk of repossession without $200 so I’m stressing over how I’d keep my job, then my apartment, then I’d be out on the street. At that point I'm worried about being a disappointment to my son who still lives with his mother. I've exhausted all resources I can look into, including excessively high interest rate payday/tribal loans as well as cash advances that I'm ineligible for. God I know I’m fucked by the end of the week but I keep clinging to some hope that something miraculous will happen, except life isn’t butterflies and rainbows and know that my circumstances are absolute. I guess I’m just stuck.

If anyone can donate to my cause in raising $200 by the end of the week it would quite literally save my life. I don't have a cash app or venmo, but I do have a paypal set up if anyone is willing to help - scottkart94@hotmail.com . The pic is for attention to show my little man - this was him as Spidey this past Halloween.

u/Low-Guidance1684 — 3 days ago

Advice if I’m maxed out everywhere

I’ve already taken an advance from Cleo, Blinc, Solofunds, and Grant where I didn’t get approved for even $100 on each one. Combined I’m at around $240ish just enough to pay a bill. My car is at risk of repossession and the other popular apps (Dave, Earnin, Tilt, etc) I ironically owe money to from when I lost one of my jobs and had to pay funeral expenses for family members. Most small time loans have turned me down too because my credit is poor and all I’m trying to get is $200 to pay my car at the end of the week. At this point I’ve lost all hope unless someone has any place I should look into.

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u/Low-Guidance1684 — 4 days ago

Am I 100% rinsed at this point

I'll be honest - I got up to $900 - $1000 on CC and Modo within the past two weeks that chose not to withdraw because it was the weekend and I was bored. Ran my balance all the way down to zero each time. I feel sick even thinking about it. But I've pivoted to other casinos like Stake , Pulsz, and Lonestar and I'm not hitting a single thing; maybe $5-10 wins here and there but nothing that gets me close to the minimum redemption threshold. Is data being shared between social casinos where I'm just totally rinsed at this point? I already accepted taking 2-4 weeks off from CC and Modo to give things time to "reset" and I guess I'll find out if it pays off.

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u/Low-Guidance1684 — 8 days ago

Address Verification frustration

Has anyone else had extreme trouble with the address verification required for redemption? The ID verification was quick and easy, but when I upload my bank statement I'm constantly met with an error message referring to the document needing to be "clear with accurate information (unedited)". Mind you, the bank statement that I'm providing is from the past thirty days, downloaded directly from my bank account (website), and definitely doesn't have any errors or edits in it. All the information matches so I really don't know what else to provide. and it sucks because I finally reached the necessary redemption amount and I can't even take it out.

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u/Low-Guidance1684 — 9 days ago

I encourage everyone to watch this video

https://www.youtube.com/watch?v=VZeW2i2SgP0

We're all being played. At the end of the day, there isn't one SC casino better than another. They all do the same thing merely to operate in the United States. After watching it explains the extreme volatility and the metrics used to keep your bankroll down and your losses greater than your wins - sure gambling is a game of chance at the end of the day, but when it's no longer 'chance' and straight up manipulation it's hardly a gamble.

u/Low-Guidance1684 — 9 days ago

Does anyone else also use Modo Casino or has?

I just made my first redemption with Modo and had to sign into my bank in the app for the redemption. I checked my email I got a notification of a "New sign-in on an unrecognized device" Near Indianapolis, Indiana. I figured it's because I typed out my sign-in info for my bank. Was this a mistake on my part...?

reddit.com
u/Low-Guidance1684 — 15 days ago

It might be something everyone already assumes but I just verified it. I’m trying to be as vague as possible but if you want to know message me privately.

Side note: 9k Kong is a beast of a game with big potential. That and penguin king games rock!

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u/Low-Guidance1684 — 16 days ago

I'm not complaining in the slightest because I plan on taking a long break after today.

To give some background info I brought my bankroll up to $700 maybe a week ago, took some losses and ended up cashing out. Now when I play with .10 spins, which is the lowest you can spin on some slots, I don't come close to winning. I've spent maybe $20-30 just with this minimum bet and can't win a single dime of profit. People are starting to say that the app/business is being shady lately and to be honest I wouldn't be surprised. I just wanted to share my experience in hopes that it prevents other peoples' losses.

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u/Low-Guidance1684 — 17 days ago

I moved up from $30 to $340 and started playing through my profits until I came back down to 300. As tempting as it is to keep playing I feel like algo is going to start taking everything back.

Has anyone taken a break and come back to playing to see how that affects your hit rates?

How long was your break?

What were the results after the break?

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u/Low-Guidance1684 — 21 days ago

I have a small rotation of go-to slots that have been fairly reliable over the past two weeks when I was first getting into Crown Coins. I'm starting to see a significant decline in the frequency of winnings from these slots and i'm wondering if it's because I just play them too often?

Some of my usuals are the Penguin King pig slots where I would profit after putting in just around $10-30. But I would go maybe two days without hitting even if i'm using the increased chance of bonus option. I guess this is also a side-question if it's even worth it to enable that extra "chance" in any of the games when it's offered because it truly feels like it helps sometimes, but then times like this it doesn't seem to help because i've just played the game too much idk.

reddit.com
u/Low-Guidance1684 — 23 days ago

I’ve only used this app for maybe a week until I went on a large win streak - turned $30 to $250 in a matter of hours.

Ever since I redeemed the total winnings I haven’t had ANY luck. Im wondering if I’m doing something wrong with my “strategy” because I basically just went back to the 4 or 5 games that created this win streak, but I’ve deposited just $25 in and lost it pretty quickly with these same games..

I’m most curious if the app sort of “saves data” where maybe it picks up on the fact that I’ve won bonuses in the games that I’m playing again and it’s like “nah you’re not getting another win here”. Am I over thinking things or does this seem pretty accurate? Has anyone had any luck winning anything after a big win or redemption?

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u/Low-Guidance1684 — 25 days ago