u/MTGamer

I made the decision to divorce my husband. He had a serious shopping addiction and hoards.

Last year we had to refinance our home after he came clean about being 30k in credit card debt. Which also shot our mortgage up from 750/month to 1040/month.

His credit card was closed after this. He swore hed get help for his spending and hoarding. He went to therapy for a few weeks.

He quit therapy. And since January 1st he has spent over 7k on magic the gathering cards. He also has spent close to 1.5k on energy drinks (i keep begging to just buy cases of them because it's cheaper he refuses because he likes the feeling of going to get them from the vending machine at work)

Im disabled and lost my job of nearly 11 years last month because we got a new manager that "doesnt do accomadations" (im currently in an eeoc lawsuit with them). I made about 5k a year more than him so our income has been cut more than in half.

He cursed me out and insulted me then threatened to kill himself when I tried to talk to him about the spending.

Currently, my savings account has 3 dollars. My checking account is overdrawn by 155. There is no food in the house. His account is overdrawn by $20....he spent 26 on magic the gathering cards yesterday.

I spoke to a realtor and will be listing the house on monday.

How can I budget and build a savings