u/Massive-Basket-7980

The bow tie doesn’t really bother me but it’s definitely prominent it seems. I will be proposing with this diamond.

Report
Report number / LG602394367    Issue Date / December 26, 2023
Report Summary
Description
LABORATORY GROWN DIAMOND
Shape and Cutting Style
OVAL BRILLIANT

Grading Results
Measurements
11.73 x 8.28 x 5.03 mm
Carat Weight
3.05 Carats
Color Grade
I
Clarity Grade
INTERNALLY FLAWLESS
Cut Grade
EXCELLENT
Additional Grading Information
Polish
EXCELLENT
Symmetry
EXCELLENT
Measurements

Fluorescence
NONE
Inscription(s)
IGI LG602394367

Please see last section titled “ADDITIONAL INFO” for my more helpful info. Thanks so much in advance 🙏🏻

CREDIT PROFILE

* Current credit cards you are the primary account holder of:
* Chase Freedom Unlimited Visa $14,000 5/23/26
* Costco Citi Visa $6,000 11/27/24
* Platinum Amex No Preset Limit 8/17/24
* Gold Amex No Preset Limit 7/14/24
* Venture One Capital One $50,000 7/7/24
* Robinhood $12,000 8/16/25
* FICO scores with source: FICO Score 8 - 746
* Oldest credit card account age: 6
* Cards approved in the past 6 months: 0
* Cards approved in the past 12 months: 1
* Cards approved in the past 24 months: 5
* Annual income $: $300,000+

CATEGORIES

* Ok with category-specific cards?: Yes
* Ok with rotating category cards?: Yes
* Estimate average monthly spend in the categories below.
* Dining $: 3000
* Groceries $: $1,000 Whole Foods & Costco for groceries
* Gas $: 0
* Travel $: $1200
* Using abroad?: No
* Other categories or stores: No
* Other spend: No
* Pay rent by card? Yes, amount and fee: $7000 but do not pay via CC

MEMBERSHIPS & SUBSCRIPTIONS

* Amazon Prime member: Yes
* Costco or Sam's Club member: Costco
* Disney bundle subscriber: Yes
* Big bank customer: Schwab
* Open to business cards: Yes

PURPOSE

* Purpose of next card: Travel Rewards
* Travel rewards preferences: No
* Cards being considered: Amex platinum business or Chase sapphire reserve business

ADDITIONAL INFO

I have a large spend of $60,000 coming up for a fishing trip and was looking at the below two cards but I’m open to anything.

Chase Sapphire Reserve Business (200k point offer for $30k spend)
Amex Platinum Business (300k point offer for $30k spend)
Possibly interested in Bilt card if it makes sense given my rent is $7,000 monthly for ~1 year remaining before home purchase.

I closed my Amex Gold Business a few months ago after 1 year of churn. I also had the regular Bilt card which I did not renew after the new cards came out. My oldest card was a Chase Sapphire Preferred opened in ~2020 which I downgraded a few months ago into the Chase Ultimate Rewards card.

My primary card rotation is below:
Costco Citi for EV Charging
Robinhood Visa (Daily spend & Costco Warehouse shopping)
Amex Gold for groceries and restaurants

I value points more than cashback typically for business class deal redemptions and have the below point balances:
Amex - 758,000
CapOne - 188,000
Chase - 29,000

Does Amex still offer retention offers? I got one last year for the Amex gold after ~8 separate chats (finally received a decent offer on the 30th day). So far, I’ve chatted with them 4 times and haven’t gotten a decent retention offer yet.

I also have the Amex gold business AF coming up in a few days which I’ll truly be cancelling as it’s nearly useless except for the SUB.