u/Mental-Jellyfish9061

I've been stressing for too long now that i'm with SJP and everyone on here, on other forums and generally everywhere hate the place. So, exactly 1 year ago - i transferred £50k from my workplace pension to Vanguard (VWRP).

Over the last month (after fees) VWRP is up 23.7% and SJP (Polaris4) is up 22.39%. That has come as a surprise to me, i was expecting my experiment to be the final nail in the coffin and i'd move. There were times during the past 12 months where they were almost the same % increase.

Other than the fact that 1 year isn't a long enough period of time, is there anything else i'm missing here? I pay around 1.64% (slightly less after the shake up of fees the other year), i don't feel like i get any advice that's worth it - we sit and chat about the growth, which i track online anyway.

Putting hatred of SJP to one side, should i move? I plan to retire in next 5 or so years, i do worry about whether i'd use my advisor as part of my retirement planning (you know, drawdown 'vs' annuity ... how much can i take comfortably each year, tax free usage etc..).

Thoughts?

My (52M) partner (44F) is doing all the hard work - she's thinking of everything and arranging, she's happy to do so.

What can i do to add something new/unknown? Many years ago, I went to the wedding and they had a Manuel (Fawlty Towers) look alike and he was amazing. I'm thinking of something similar.

Any ideas/suggestions?

I've got as much money as i'm comfortable with (for now at least) with VWRP - i was wondering what the 2nd most recommended fund might be amongst you guys? My primary focus will still be VWRP, but i'm thinking of transfering some funds from my workplace pension due to lower growth than VWRP. I don't mind if there's some cross over with VWRP.

Or, is everything else that's popular just a slight variation? My concern with VWRP is (and i know a lot less than a lot of you), i can't understand how well it's doing? Iran/USA/Oil - and it's still going up day after day. That's great, i've got some/lots ... but i'd like to go a different direction with similar risk if that's possible.

I've just installed Unification and omg, it's too hard. I need some help please.

Background: Been playing DOW for years on INSANE difficulty and on large maps, me+1xAI 'vs' 4xAI and I usually win. I prefer to play space marines. My tactics are to quickly get 1 or 2 power gens going; LPs for the nearest places and barracks, followed by armory. 1 set of space marines early on is usually enough to protect whilst my base and resources build. Scouts go as far as they can until they meet resistance where i'll usually just let them die.

Now, for Unification. I got battered on insane level, so thought - i'll go down to EASY and then i'll be able to easily take my time and work out what new units the space marines have to counter the enemy (usually orcs).

Unless i'm mistaken, space marines don't get many new units? Within a very short period of time, the orcs are chucking some huge things against me and even with 5 or 6 fully armed space marines, i get my ass kicked within no time at all.

I've gone from winning on insane (against more AI) to losing a 1v1 on easy.

Whilst i do like to base build and turtle, i know this game isn't designed to promote that game play - so i even tried focusing on all our attack as soon as possible. Got battered as soon as i got near AI base. AI had alsorts of high level stuff and i'd only just got armory built and the marines upgraded to rocket launchers.

Help pls ... how do you play space marines on Unification?