u/MissMerida2121

How to increase mortgage loan amount approval?

I was kind of shocked to see how low my pre-qualification number came back as. I’m 26 female, making 75k a year, credit score of 794, $260 monthly debt, employed for 5 years, and would be putting 20% down. My amount for pre qualification came back as $250k. I’m really new to all this, I’m trying to do as much research as I can but would love advice on where to start from actual people - not chat gpt as my friends have suggested lol. I thought my approval amount would be higher but I could be wrong. Thank you!

I do have a partner as well - but he was laid off 5 months ago. He currently owns a house valued at $550k. We’re looking at houses for $450k in another state.

reddit.com
u/MissMerida2121 — 1 day ago

Question for you all…are Leachies really not that handleable?

I went to a reptile expo and fell in love with these guys. I’ve owned leopard geckos, beardies, skinks, ball pythons my whole life. I held 3 leachies at the reptile show today and loved them. They all just stayed in my hand - super calm. The vendors just had them out - weren’t even watching them bc they trusted them to not move. I was shocked. They were almost like statues! My question is, is that typical for these guys? I keep seeing info how they’re territorial and not the best to handle. I know it depends on the animal but seeing 3 in a row act so chill…I’m curious of the opinions of this subreddit. Thanks :)

reddit.com
u/MissMerida2121 — 5 days ago

Anyone know any good breeders in Arizona? Or in general when maybe I can find at a reptile expo?

Fell in love with these guys. Would love to know if anyone in AZ breeds. Thanks all!

reddit.com
u/MissMerida2121 — 5 days ago

Anyone move from Phoenix to Flagstaff?

I’m sure there are plenty of posts like this, but I was hoping to get some up to date info / input from you guys on Flagstaff. I live in surprise currently, and we are looking to move to a cooler place with snow. We can’t move out of state due to my parents living here and are older, I want to stay here until they pass.

That being said, we’ve gone to flagstaff once or twice. We were visiting for the snow and weren’t considering moving at the time so we don’t remember much of the area or people. Are there any neighborhoods to avoid? How’s crime and homelessness? Any secrets to finding a house?

We have a budget of $800k, no kids so 2000 sq ft is fine for us. 800 credit scores and we’re good savers so I think we’d have a decent chance. I do hear of out of state people bidding high and REITs swooping in. We’re home bodies so we don’t go out too much but like to get dinner / go to Lego and video game stores sometimes lol. Any info would be awesome, what you like or don’t like about living in Flagstaff. Thanks all!

reddit.com
u/MissMerida2121 — 12 days ago

X ray clear, bloodwork normal, why is my pup still having bloody diarrhea and throwing up?

Please everyone…My 3 year old staffy has been having problems for 3 days now. It started with him having bloody diarrhea. He threw up 5 times. Had an appetite. He was acting fine the first day, completely energetic as normal. I took him to the vet that day - they did a stool sample and it came back negative for parasites.

The next day - I come home and he threw up more and there was blood in the throw up. Not chunks - more like brown / red liquid. He lost his appetite the second day. He wasn’t happy when I came home per usual and lost his energy. He threw up some more on the way to the emergency vet and blood was still dripping from his butt. The emergency vet had him for 4 hours in the back. Everything came back normal. The vet did not suspect parvo.

It’s the next day and he’s still not eating and still has diarrhea but has stopped throwing up. It’s pure liquid coming out of him - less blood though. Anyone have any thoughts on what this could be or what I can do? I gave him anti-nausea injection and a camelback. I have another dog who is completely fine so I guess not contagious? Thanks…

reddit.com
u/MissMerida2121 — 14 days ago

My partner and I are trying to come up with a few places to move to. It’s been hard…the only place we found was Portland, Maine or Portsmouth, NH. Please help!

Here are our specific preferences:

  • we want Snow that isn’t slush in the winters, pretty thick

  • must be a coastal city / ocean city

  • must not get super hot or humid. Florida summers kill us. Anything over 80F and 80% humidity is a no

  • cloudy weather is nice but not a huge priority

reddit.com
u/MissMerida2121 — 17 days ago