u/Morrways

Hey everyone,

I just officially accepted an offer to join Bank of America as a Business Banking Relationship Manager (BBRM) focusing on the small business/lower middle market segment (companies up to $20M in revenue).

Any tips on hitting goals, navigating the BofA culture, or general career advice for this path would be massively appreciated!

Hey everyone,

Like most of you, I'm completely fed up with the current state of online marketplaces—the constant fee hikes, non-existent seller protections, automated customer service, and platforms that consistently side with scammers.

Instead of just complaining, I’m seriously looking into developing a new reseller platform from scratch. I want to build something that actually treats sellers like partners, not cash cows.

Before I dive deep into development, I want to get some advice and raw feedback from the people who deal with the daily grind of reselling.

If you could design the perfect marketplace, what would it look like?

Here are a few core pillars I am already planning to focus on:

• Fair & Transparent Fees: No shifting goalposts. Either a low flat rate or a strictly capped percentage so you actually keep your margins.
• Real Seller Protection: An actual, fair review process for disputes instead of automatically forcing refunds and letting buyers keep the inventory.
• Human Support: Customer service run by real people who understand the business, not bots repeating a script.
• Better Search & Visibility: No paying extra "promoted listing" fees just to get your items seen normally.

What are your absolute biggest pain points with platforms like eBay right now? What is the one feature or policy that would make you instantly cross-list or completely jump ship to a new platform?

Appreciate any advice, warnings, or feature wishlists you can throw my way! Let's build something better. Thank you all.

Hey everyone,

I recently started working in business development within the merchant services / credit card processing industry. A large part of my role involves connecting with small business owners, starting conversations, and scheduling meetings to review payment solutions.

I’m still learning the industry and would love advice from experienced reps or business owners:

• What helped you most when getting started?
• What industries respond best?
• Best ways to handle objections or gatekeepers?
• Biggest mistakes beginners make?

Appreciate any insight or advice from others in merchant services or B2B sales.

Like the question says, how many are switching your pos systems because square cutting jobs for Ai.

Grateful to support local business owners with the capital they need to grow, operate, and stay flexible in today’s environment.

Here’s a snapshot of what we accomplished this month:

• Doctor's Office – Closed a $100K SBA-guaranteed working capital loan to strengthen cash flow and support future growth.

• Doctor’s Office – Established a $100K line of credit to manage payroll and day-to-day operating expenses while maintaining strong liquidity.

• Real Estate Company – Secured a $55K line of credit to cover renovation costs and bridge expenses between transactions.

• Interior Design & Remodel Company – Closed a $45K SBA-guaranteed working capital loan to improve cash flow and fund ongoing projects.

• Waste Management Business – Financed a $180K trash pickup truck to expand operations and increase service capacity.

Every business has a different story, but the goal is the same — providing the right financial tools at the right time.

If you haven’t reviewed your financing options in a while, it might be worth a quick conversation.

One thing all of these deals had in common — these business owners came to me while they were in a strong financial position.

Not when they were in trouble. Not when cash was tight.
When they had options.

That’s exactly when you get the best terms, the most flexibility, and the ability to grow on your terms.