Security Bank eSALAD

Security Bank eSALAD

I received this text from Security Bank (I assume) and the offer is a bit sketchy and misleading.

Wala man lang disclosure of interest rate and charges?

I even did an effort to check their website about this loan offer and wala rin concrete information about the interest rate. They just say 0.55 to 5%, or 0% if eSALAD lite (which is also misleading people to believe their loans are 0%)

Imagine if a person gets enticed and simply followed their instructions of replying/texting back without knowing what the terms of their payments are??

This doesn't seem compliant with whatever laws or policies we have for loans.

Any thoughts?

u/No_Adhesiveness_2766 — 2 days ago
▲ 2 r/ITPhilippines+1 crossposts

How much is the market salary for Netsuite Admin/Developers?

Hi all,

Just as the title says, I'm curious to know how much should a Netsuite or SAP or any ERP admin who also takes on developer tasks should earn?

For context, I was hired by this company as a Netsuite administrator and it's also limited to admin tasks within the scope of the job description.

Pero since ang goal ko talaga is to be and to practice NS development and I have prior experience naman with it, I initiated to take over development and hard customization tasks for my employer instead of them paying our 3rd party consultants to do it.

I know they have saves thousands of dollars because of me and they are openly happy with my skills and performance.

It's been a year since then and we'll be having our performance review soon which is my opportunity to ask for salary raise and alignment.

I'm being paid within the lower range of 6 digits naman pero I just feel that it's not enough for the amount of scope and responsibilities I am handling right now.

Can anyone on this line of field, being a hybrid role, share nyo naman how much ang market salary for an Administrator/Developer? (6 years NS exp, 3 years dev exp)

reddit.com
u/No_Adhesiveness_2766 — 2 days ago
▲ 15 r/makati

How to get to Glorietta 5 from One Ayala?

I'm planning to visit Anytime Fitness in Glorietta 5 one of these days but probably early in the morning like 5 or 6am.

Malls are usually closed by then.

Is there a way for me from MRT to go through One Ayala mall or at least any Glorietta mall going to Glorietta 5?

reddit.com
u/No_Adhesiveness_2766 — 10 days ago

Question lang po... Most resellers naman natin may full time job at di Pokemon TCG Bread and butter nyo noh?

I was just curious...

I saw this seller in the FB Market place selling 1500% markup price.

E.g. She sells a single normal card for 150 to 300 when collectr pricr is 13 pesos and I even see that card sa mga bulks ng card shows lol

Or a 7 peso vintage card that in collectr for 80 pesos
(reasonable vendors in card shows sells it for just 10 to 20 each)

I'm bummed because she has some of the cards I'm looking for pero she's pricing it also as 1500% markup and when I asked kung pwedeng ilapit sa collectr price at least, sabe nya "good condition naman po yan" as if ipapa PSA10 ko? hahaha.

Anyway, to each their own.
I guess I just need to hunt better at card shows.

Na curious lang ako san nya nakuha pricing nya?? hahaha. If may "Selling for a cause" sana macoconvice pa ako, pero title nya is "SALE SALE SALE". Lol

I'm new to this hobby and I'm all for supporting reasonable and generous resellers and vendors.

Pero yung iba, grabe ang greed. Ang hirap nyo suportahan.

u/No_Adhesiveness_2766 — 18 days ago

New in this hobby. Do I need help??

I started exactly a month ago, June 29, 2026 when one of my friends sold me 4 packs of Chaos Rising that he got from GameOne trying to buy the First Partner series pero di sya umabot so he only got the packs.

Before naman neto, aware nako about Pokemon TCG, and I've been playing Pokemon TCG Live since 2024 -- umorder pako ng codes sa Amazon nun haha but I stopped playing 2025-2026.

Anyway, I knew it was a rabbit-hole maybe that's why I never started it (to my regret, I missed out Ascended Heroes era!!).

Long story short, one month later, chineck ko how much na spending ko in this new-found hobby kase I track everything.

https://preview.redd.it/w5skfai3e2gh1.jpg?width=1320&format=pjpg&auto=webp&s=b624da11a710312b2ec1d61c6ee1d54321b16aa7

In a span of a month, I've already spend ~37K for my collection and deck-building!! Is this normal???

My collectr profile is only at ~15K with all the hits I got. 81 packs and I only got 1 SIR :(

I mean I wouldn't say I'm not happy. Pero I feel that it's already an addiction. Every time I go out somewhere, lagi akong may side quest to check the 7-elevens if may stock (no luck), or if near malls I always check TK, TRU, DB, Gameline and Gameone if may stocks. And I always buy if meron then rip it at home.

At one point, there was this online reseller/newbie scalper (who had his barkada with him when they saw a 7eleven with stocks) -- sold 9 pcs of 4packs (36 packs) with a very low markup kaya kinuha ko.

I'm trying to stop myself from buying any more Pitch Black packs kase ang dami ko ng duplicates hahaha and I feel like I should cap myself with x number of packs lang per set.

And lately, I've been capping myself to rip at just 4 packs a day (na para bang vitamins?? HAHA)

Pero deep down I know pag nagka ETB at SRP, I will impulsively just buy it. lol

Anyone else who fell in this rabbit-hole? Do we need help? Any tips?

reddit.com
u/No_Adhesiveness_2766 — 23 days ago

Any Anti-scalping laws/policies you know of?

I'm new to this hobby and I love pokemon ever since I was a kid.

All we want to do is buy srp packs, open them, collect them or play pokemon tcg irl with them pero because of these shitty scalpers, sobrang hirap makabili.

That said, I don't think enough yung "Let's not buy from them" na sinasabe nyo.

Don't we have any law against these scalpers?

Can't we list these scalpers post and shame them in public, cancel them, report their pages/shops?

Can't we report this to DTI to see if any regulations can be done?

This is for those scalpers na more than 100% ang markup.

Imagine selling a pack worth 319srp for 600 or 700 or even 800?

Selling ETBs ma 4399 srp tapos 8k??

This is not their livelihood. They are just ruining the community of genuine collectors and hobbyists.

How about we get our heads together and do something about them???

reddit.com
u/No_Adhesiveness_2766 — 1 month ago