u/Ok_Tune8245

25, never had a proper job, but I’ve got about £400k saved.

Throwaway for obvious reasons.

I’m 25 and I’ve never really had a normal career. Somehow, through a mix of luck, timing and weird online work, I’ve ended up with roughly £400k saved.

Most of it came from dodgy/self-employed internet stuff, crypto, and random online hustles. For a few years I sold cheats for a popular video game and made surprisingly good money from it. I also sold in-game gold/items for various games. A lot of the payments were in crypto and I never cashed most of it out early, which massively boosted what I ended up with.

Before all that, I mainly did cash in hand work with my uncle window cleaning, pressure washing, gutter cleaning, bits of manual labour, that sort of thing. Decent money at the time, but obviously nowhere near what happened later online.

The problem is that now I’m 25 with savings, but basically no real career or direction.

My “skills” are all over the place. I can probably code at an alright level now, but it’s all self-taught and informal. No degree, no industry experience, no proper frameworks, nothing employers would care about. I’m not even sure I enjoy programming enough to make it my life.

I could probably go back into manual labour or landscaping since I’m fit enough, but it doesn’t feel like it leads anywhere long term.

I genuinely want to sort my life out and do something meaningful, but I feel weirdly unemployable despite being financially ahead of most people my age. I’ve got basically no pension, no proper CV, and the last 6 years of my life are impossible to explain without sounding dodgy.

Feels stupid complaining when I know I’m lucky financially, but honestly having £400k with no career, no structure and no real-world experience feels a lot less secure than people think.

reddit.com
u/Ok_Tune8245 — 8 days ago

25, never had a proper job, but I’ve got about £400k saved.

Throwaway for obvious reasons.

I’m 25 and I’ve never really had a normal career. Somehow, through a mix of luck, timing and weird online work, I’ve ended up with roughly £400k saved.

Most of it came from dodgy/self-employed internet stuff, crypto, and random online hustles. For a few years I sold cheats for a popular video game and made surprisingly good money from it. I also sold in-game gold/items for various games. A lot of the payments were in crypto and I never cashed most of it out early, which massively boosted what I ended up with.

Before all that, I mainly did cash in hand work with my uncle window cleaning, pressure washing, gutter cleaning, bits of manual labour, that sort of thing. Decent money at the time, but obviously nowhere near what happened later online.

The problem is that now I’m 25 with savings, but basically no real career or direction.

My “skills” are all over the place. I can probably code at an alright level now, but it’s all self-taught and informal. No degree, no industry experience, no proper frameworks, nothing employers would care about. I’m not even sure I enjoy programming enough to make it my life.

I could probably go back into manual labour or landscaping since I’m fit enough, but it doesn’t feel like it leads anywhere long term.

I genuinely want to sort my life out and do something meaningful, but I feel weirdly unemployable despite being financially ahead of most people my age. I’ve got basically no pension, no proper CV, and the last 6 years of my life are impossible to explain without sounding dodgy.

Feels stupid complaining when I know I’m lucky financially, but honestly having £400k with no career, no structure and no real-world experience feels a lot less secure than people think.

reddit.com
u/Ok_Tune8245 — 8 days ago

25, never had a proper job, but I’ve got about £400k saved.

25, never had a proper job, but I’ve got about £400k saved.

Throwaway for obvious reasons.

I’m 25 and I’ve never really had a normal career. Somehow, through a mix of luck, timing and weird online work, I’ve ended up with roughly £400k saved.

Most of it came from dodgy/self-employed internet stuff, crypto, and random online hustles. For a few years I sold cheats for a popular video game and made surprisingly good money from it. I also sold in-game gold/items for various games. A lot of the payments were in crypto and I never cashed most of it out early, which massively boosted what I ended up with.

Before all that, I mainly did cash-in-hand work with my uncle — window cleaning, pressure washing, gutter cleaning, bits of manual labour, that sort of thing. Decent money at the time, but obviously nowhere near what happened later online.

The problem is that now I’m 25 with savings, but basically no real career or direction.

My “skills” are all over the place. I can probably code at an alright level now, but it’s all self-taught and informal. No degree, no industry experience, no proper frameworks, nothing employers would care about. I’m not even sure I enjoy programming enough to make it my life.

I could probably go back into manual labour or landscaping since I’m fit enough, but it doesn’t feel like it leads anywhere long term.

I genuinely want to sort my life out and do something meaningful, but I feel weirdly unemployable despite being financially ahead of most people my age. I’ve got basically no pension, no proper CV, and the last 6 years of my life are impossible to explain without sounding dodgy.

University doesn’t really appeal to me — I’m not academic at all. I looked into trades like welding, but the wages near me seem pretty grim considering the cost of living in the UK.

Feels stupid complaining when I know I’m lucky financially, but honestly having £400k with no career, no structure and no real-world experience feels a lot less secure than people think.

Anyone been in a similar position in the UK? How do I actually build a normal life from here?

reddit.com
u/Ok_Tune8245 — 9 days ago

I'm 25 years old and I've never had a real job, but through what feels like a lot of luck I've found myself with around $500k in savings. Most of this I got through dubious self-employment, cryypto investments, and online side-hustles. I sold cheats for a popular video game for a few years, and got lucky and made money. I also sold gold for various games for a couple of years as well. For both of these I compounded the earnings by not cashing out payments I received in cryypto, which has helped add to the total. Before this, all I did was work cash-in-hand jobs with my uncle for a few years, mostly cleaning windows and gutters, pressure washing, and similar things. I made pretty good money doing this, but nothing like the last few years. A pretty weird "career trajectory", for sure.

As a result, my "skills" are all over the place. I'm probably a pretty decent programmer at this point, but my experience is sparse and informal, and I have no industry experience or meaningful framework knowledge. No degree either. Doubt I'd get hired doing this, and I'm not sure I even enjoy it enough. I could go back to doing manual labor where I might stand a chance of getting work as a landscaper or something similar. I'm physically fit, so I'd probably be okay even at my age, but I don't see it leading anywhere.

I want to do something more with my life, and I realize I'm incredibly lucky to have scraped together the money I have, even if I don't have a 401k or barely have any credits toward social security. I \\\\\\\*really\\\\\\\* want to work and get my life together, it just seems like there's not any great options for me other than maybe fast food? I don't want to go to college - I'm really not academic at all. It seems like the trades won't take me because I have effectively no background, especially the last six years where I've effectively been "self-employed", with little to show for it besides what I feel was immense luck and timing.

I considered maybe doing a welding course or something, but it sounds like I'd be no better off than at Walmart given how low the wages are around here for welders.

Any idea how I should unfuck myself? I know I am probably luckier than others, but honestly $500k savings doesn't feel like much when you're with no career and no real-world experience.

reddit.com
u/Ok_Tune8245 — 15 days ago
▲ 270 r/FIREUK

25, never had a proper job, but I’ve got about £400k saved.

Throwaway for obvious reasons.

I’m 25 and I’ve never really had a normal career. Somehow, through a mix of luck, timing and weird online work, I’ve ended up with roughly £400k saved.

Most of it came from dodgy/self-employed internet stuff, crypto, and random online hustles. For a few years I sold cheats for a popular video game and made surprisingly good money from it. I also sold in-game gold/items for various games. A lot of the payments were in crypto and I never cashed most of it out early, which massively boosted what I ended up with.

Before all that, I mainly did cash in hand work with my uncle window cleaning, pressure washing, gutter cleaning, bits of manual labour, that sort of thing. Decent money at the time, but obviously nowhere near what happened later online.

The problem is that now I’m 25 with savings, but basically no real career or direction.

My “skills” are all over the place. I can probably code at an alright level now, but it’s all self-taught and informal. No degree, no industry experience, no proper frameworks, nothing employers would care about. I’m not even sure I enjoy programming enough to make it my life.

I could probably go back into manual labour or landscaping since I’m fit enough, but it doesn’t feel like it leads anywhere long term.

I genuinely want to sort my life out and do something meaningful, but I feel weirdly unemployable despite being financially ahead of most people my age. I’ve got basically no pension, no proper CV, and the last 6 years of my life are impossible to explain without sounding dodgy.

Feels stupid complaining when I know I’m lucky financially, but honestly having £400k with no career, no structure and no real-world experience feels a lot less secure than people think.

reddit.com
u/Ok_Tune8245 — 15 days ago
▲ 4 r/Fire

I'm 25 years old and I've never had a real job, but through what feels like a lot of luck I've found myself with around $500k in savings. Most of this I got through dubious self-employment, cryypto investments, and online side-hustles. I sold cheats for a popular video game for a few years, and got lucky and made money. I also sold gold for various games for a couple of years as well. For both of these I compounded the earnings by not cashing out payments I received in cryypto, which has helped add to the total. Before this, all I did was work cash-in-hand jobs with my uncle for a few years, mostly cleaning windows and gutters, pressure washing, and similar things. I made pretty good money doing this, but nothing like the last few years. A pretty weird "career trajectory", for sure.

As a result, my "skills" are all over the place. I'm probably a pretty decent programmer at this point, but my experience is sparse and informal, and I have no industry experience or meaningful framework knowledge. No degree either. Doubt I'd get hired doing this, and I'm not sure I even enjoy it enough. I could go back to doing manual labor where I might stand a chance of getting work as a landscaper or something similar. I'm physically fit, so I'd probably be okay even at my age, but I don't see it leading anywhere.

I want to do something more with my life, and I realize I'm incredibly lucky to have scraped together the money I have, even if I don't have a 401k or barely have any credits toward social security. I \\\\\\\*really\\\\\\\* want to work and get my life together, it just seems like there's not any great options for me other than maybe fast food? I don't want to go to college - I'm really not academic at all. It seems like the trades won't take me because I have effectively no background, especially the last six years where I've effectively been "self-employed", with little to show for it besides what I feel was immense luck and timing.

I considered maybe doing a welding course or something, but it sounds like I'd be no better off than at Walmart given how low the wages are around here for welders.

Any idea how I should unfuck myself? I know I am probably luckier than others, but honestly $500k savings doesn't feel like much when you're with no career and no real-world experience.

reddit.com
u/Ok_Tune8245 — 15 days ago

​

Throwaway account for obvious reasons.

I'm 25 years old and I've never had a real job, but through what feels like a lot of luck I've found myself with around $500k in savings. Most of this I got through dubious self-employment, cryypto investments, and online side-hustles. I sold cheats for a popular video game for a few years, and got lucky and made money. I also sold gold for various games for a couple of years as well. For both of these I compounded the earnings by not cashing out payments I received in cryypto, which has helped add to the total. Before this, all I did was work cash-in-hand jobs with my uncle for a few years, mostly cleaning windows and gutters, pressure washing, and similar things. I made pretty good money doing this, but nothing like the last few years. A pretty weird "career trajectory", for sure.

As a result, my "skills" are all over the place. I'm probably a pretty decent programmer at this point, but my experience is sparse and informal, and I have no industry experience or meaningful framework knowledge. No degree either. Doubt I'd get hired doing this, and I'm not sure I even enjoy it enough. I could go back to doing manual labor where I might stand a chance of getting work as a landscaper or something similar. I'm physically fit, so I'd probably be okay even at my age, but I don't see it leading anywhere.

I want to do something more with my life, and I realize I'm incredibly lucky to have scraped together the money I have, even if I don't have a 401k or barely have any credits toward social security. I \\\\\\\*really\\\\\\\* want to work and get my life together, it just seems like there's not any great options for me other than maybe fast food? I don't want to go to college - I'm really not academic at all. It seems like the trades won't take me because I have effectively no background, especially the last six years where I've effectively been "self-employed", with little to show for it besides what I feel was immense luck and timing.

I considered maybe doing a welding course or something, but it sounds like I'd be no better off than at Walmart given how low the wages are around here for welders.

Any idea how I should unfuck myself? I know I am probably luckier than others, but honestly $500k savings doesn't feel like much when you're with no career and no real-world experience.

reddit.com
u/Ok_Tune8245 — 17 days ago

​

Throwaway account for obvious reasons.

I'm 25 years old and I've never had a real job, but through what feels like a lot of luck I've found myself with around $500k in savings. Most of this I got through dubious self-employment, cryypto investments, and online side-hustles. I sold cheats for a popular video game for a few years, and got lucky and made money. I also sold gold for various games for a couple of years as well. For both of these I compounded the earnings by not cashing out payments I received in cryypto, which has helped add to the total. Before this, all I did was work cash-in-hand jobs with my uncle for a few years, mostly cleaning windows and gutters, pressure washing, and similar things. I made pretty good money doing this, but nothing like the last few years. A pretty weird "career trajectory", for sure.

As a result, my "skills" are all over the place. I'm probably a pretty decent programmer at this point, but my experience is sparse and informal, and I have no industry experience or meaningful framework knowledge. No degree either. Doubt I'd get hired doing this, and I'm not sure I even enjoy it enough. I could go back to doing manual labor where I might stand a chance of getting work as a landscaper or something similar. I'm physically fit, so I'd probably be okay even at my age, but I don't see it leading anywhere.

I want to do something more with my life, and I realize I'm incredibly lucky to have scraped together the money I have, even if I don't have a 401k or barely have any credits toward social security. I \\\\\\\*really\\\\\\\* want to work and get my life together, it just seems like there's not any great options for me other than maybe fast food? I don't want to go to college - I'm really not academic at all. It seems like the trades won't take me because I have effectively no background, especially the last six years where I've effectively been "self-employed", with little to show for it besides what I feel was immense luck and timing.

I considered maybe doing a welding course or something, but it sounds like I'd be no better off than at Walmart given how low the wages are around here for welders.

Any idea how I should unfuck myself? I know I am probably luckier than others, but honestly $500k savings doesn't feel like much when you're with no career and no real-world experience.

reddit.com
u/Ok_Tune8245 — 17 days ago

Throwaway account for obvious reasons.

I'm 25 years old and I've never had a real job, but through what feels like a lot of luck I've found myself with around $500k in savings. Most of this I got through dubious self-employment, crypto investments, and online side-hustles. I sold cheats for a popular video game for a few years, and got lucky and made money. I also sold gold for various games for a couple of years as well. For both of these I compounded the earnings by not cashing out payments I received in crypto, which has helped add to the total. Before this, all I did was work cash-in-hand jobs with my uncle for a few years, mostly cleaning windows and gutters, pressure washing, and similar things. I made pretty good money doing this, but nothing like the last few years. A pretty weird "career trajectory", for sure.

As a result, my "skills" are all over the place. I'm probably a pretty decent programmer at this point, but my experience is sparse and informal, and I have no industry experience or meaningful framework knowledge. No degree either. Doubt I'd get hired doing this, and I'm not sure I even enjoy it enough. I could go back to doing manual labor where I might stand a chance of getting work as a landscaper or something similar. I'm physically fit, so I'd probably be okay even at my age, but I don't see it leading anywhere.

I want to do something more with my life, and I realize I'm incredibly lucky to have scraped together the money I have, even if I don't have a 401k or barely have any credits toward social security. I \*really\* want to work and get my life together, it just seems like there's not any great options for me other than maybe fast food? I don't want to go to college - I'm really not academic at all. It seems like the trades won't take me because I have effectively no background, especially the last six years where I've effectively been "self-employed", with little to show for it besides what I feel was immense luck and timing.

I considered maybe doing a welding course or something, but it sounds like I'd be no better off than at Walmart given how low the wages are around here for welders.

Any idea how I should unfuck myself? I know I am probably luckier than others, but honestly $500k savings doesn't feel like much when you're with no career and no real-world experience.

reddit.com
u/Ok_Tune8245 — 17 days ago

​

tengo 20 años, patrimonio de entre USD 470k~ Gran parte en cripto (90% btc usdt). Estoy en el proceso de pagar impuestos e invertirlo "seriamente"

Nunca tuve ningun tipo de trabajo . Viví con mis viejos hasta los 19, ya que a partir de esas edad fue cuando estuve en el momento y lugar "correcto" en crypto que me permitio ganar 470k usd al dia de hoy

Fue literalmente un esquema de referidos que lo pude llevar a gran escala al paso de 1 año, no tiene nada que ver con los vende cursos es otro nicho totalmente diferente jaja

Hoy gasto aprox. USD 1.000 por mes.

El problema: no sé qué hacer con mi vida. Sigo teniendo ingresos pero son usdt y cada mes va bajando mas (1200usd este mes). (Con el paso del tiempo va bajando)

Estuve pensando seriamente dejar mi carrera de informatica ya que quiero alejarme de todo lo que sea programacion, software, redes etc.

No soy malo en la carrera, sera que estoy sobrepensando y comiendo la mente?

¿Qué harían ustedes?

¿Buscar un trabajo aunque no lo necesite?

¿Seguir con mi carrera?

reddit.com
u/Ok_Tune8245 — 19 days ago

Throwaway account.

Hypothetically I am 20M, I have NW of $400-500k (depending on market). Good chunk of it in crypto (BTC 90%), a fair chunk in VWCE. I got somewhat lucky with crypto and my side hustles during 2020-2023 also got a little inheritance.

I quit school after high school, never had an official job and that is it pretty much.I lived with my parents up to 18yrs, then my online random side hustles would sustain me (gaming communities, servers, services, etc). Then, during 2020-2023 I hit my little jackpot.

Now all my income streams (wouldn't investing call an income stream) and I am out of ideas on what to pursue in my life. My current spend is currently is about 1,5k EUR a month.

What would you do?

Pursue education? Try getting into business? Renting?

I had an idea of getting lowest paying job that will allow me getting mortgage, and then use that property to leverage & get more property while renting it all out.

Hypothetical question of course :)

reddit.com
u/Ok_Tune8245 — 19 days ago