25, never had a proper job, but I’ve got about £400k saved.
Throwaway for obvious reasons.
I’m 25 and I’ve never really had a normal career. Somehow, through a mix of luck, timing and weird online work, I’ve ended up with roughly £400k saved.
Most of it came from dodgy/self-employed internet stuff, crypto, and random online hustles. For a few years I sold cheats for a popular video game and made surprisingly good money from it. I also sold in-game gold/items for various games. A lot of the payments were in crypto and I never cashed most of it out early, which massively boosted what I ended up with.
Before all that, I mainly did cash in hand work with my uncle window cleaning, pressure washing, gutter cleaning, bits of manual labour, that sort of thing. Decent money at the time, but obviously nowhere near what happened later online.
The problem is that now I’m 25 with savings, but basically no real career or direction.
My “skills” are all over the place. I can probably code at an alright level now, but it’s all self-taught and informal. No degree, no industry experience, no proper frameworks, nothing employers would care about. I’m not even sure I enjoy programming enough to make it my life.
I could probably go back into manual labour or landscaping since I’m fit enough, but it doesn’t feel like it leads anywhere long term.
I genuinely want to sort my life out and do something meaningful, but I feel weirdly unemployable despite being financially ahead of most people my age. I’ve got basically no pension, no proper CV, and the last 6 years of my life are impossible to explain without sounding dodgy.
Feels stupid complaining when I know I’m lucky financially, but honestly having £400k with no career, no structure and no real-world experience feels a lot less secure than people think.