Needing a little advice [MS]

Just to make a long story short, my credit score was around 618 when I applied to rent a house a few months ago, and I was approved.

Since then, my score has temporarily dropped to around 580–590. My paid-off car unexpectedly gave out, so I had to finance another car. I also had to use my credit card, which caused my utilization to go up. For context, I only owe about $400 on the credit card.

Unfortunately, after moving into the house, I found out it had a roach infestation. I was able to get my deposit and first month’s rent refunded, so now I’m looking at apartments instead.

My question is: How much do apartments care about a credit score around 580? Do they mainly look at the score itself, or do they consider your overall credit/rental history?
I don’t have any evictions, and I don’t have a history of late or missed payments. My score mainly dropped because of the new car loan and higher credit card utilization.
Has anyone been approved for an apartment with a similar credit score and otherwise good payment/rental history?

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u/Original_Anxiety_911 — 12 days ago

Advice needed from Property Manager or Landlord

Just to make a long story short, my credit score was around 618 when I applied to rent a house a few months ago, and I was approved.

Since then, my score has temporarily dropped to around 580–590. My paid-off car unexpectedly gave out, so I had to finance another car. I also had to use my credit card, which caused my utilization to go up. For context, I only owe about $400 on the credit card.

Unfortunately, after moving into the house, I found out it had a roach infestation. I was able to get my deposit and first month’s rent refunded, so now I’m looking at apartments instead.

My question is: How much do apartments care about a credit score around 580? Do they mainly look at the score itself, or do they consider your overall credit/rental history?
I don’t have any evictions, and I don’t have a history of late or missed payments. My score mainly dropped because of the new car loan and higher credit card utilization.
Has anyone been approved for an apartment with a similar credit score and otherwise good payment/rental history?

reddit.com
u/Original_Anxiety_911 — 12 days ago
▲ 4 r/rentalproperty+1 crossposts

Need Advice From Leasing Agents or Landlords

Just to make a long story short, my credit score was around 618 when I applied to rent a house a few months ago, and I was approved.

Since then, my score has temporarily dropped to around 580–590. My paid-off car unexpectedly gave out, so I had to finance another car. I also had to use my credit card, which caused my utilization to go up. For context, I only owe about $400 on the credit card.

Unfortunately, after moving into the house, I found out it had a roach infestation. I was able to get my deposit and first month’s rent refunded, so now I’m looking at apartments instead.

My question is: How much do apartments care about a credit score around 580? Do they mainly look at the score itself, or do they consider your overall credit/rental history?
I don’t have any evictions, and I don’t have a history of late or missed payments. My score mainly dropped because of the new car loan and higher credit card utilization.
Has anyone been approved for an apartment with a similar credit score and otherwise good payment/rental history?

reddit.com
u/Original_Anxiety_911 — 12 days ago

For my gardeners in Petal, MS

Soon to be resident of Petal,MS and I am wondering how is the area when it comes to”gardening” tolerance? Like if someone smells it in the streets will they call the police or just mind their biz? let me know!

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u/Original_Anxiety_911 — 1 month ago

Moving to Burg in August

I’m a semi-socially awkward 23-year-old AA woman who honestly doesn’t have many friends, probably because I work from home. I’m into museums, trying new foods, traveling, third place spaces, and playing my Nintendo Switch. Just looking for genuine people around 23–25 who might be in the same boat and wanna build a friendship or simply talk.

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u/Original_Anxiety_911 — 3 months ago

Friends?

I’m a semi-socially awkward 23-year-old AA woman who honestly doesn’t have many friends, probably because I work from home. I’m into museums, trying new foods, traveling, third place spaces, and playing my Nintendo Switch. Just looking for genuine people around 23–25 who might be in the same boat and wanna build a friendship or simply talk. I live in the Rankin County area.

reddit.com
u/Original_Anxiety_911 — 3 months ago