My adult children still expect me to pay for everything
I have two kids both in their late 20s. They're good kids but they still act like I'm their personal ATM. My daughter calls me regularly to complain about how expensive her rent is. My son expects me to cover his car insurance and phone bill because he's 'saving up for a down payment'.
I supported them through college. I helped them with their first apartments. I even gave them each a decent chunk of money when they graduated. I thought by now they'd be fully independent. Instead it feels like the expectations just keep growing.
I love my kids but I'm approaching retirement. My husband and I have our own financial goals. We want to travel and enjoy our golden years. It's hard to do that when I'm still funding adult children.
I've tried talking to them about it. They usually just get defensive or make me feel guilty. Like I'm being unreasonable for not wanting to give them money. Am I wrong here? How do I get them to understand that I can't keep doing this forever?