Gotta give BIGY etf credit …

Seems to have added a few defensive stocks Berkshire 4.27%, , JP Morgan 3.97%, Eli Lilly 3.81%, , Visa 2.74%, Exxon mobile 2.02%, Johnson and Johnson 1.76%, Walmart 1.67% total = 20.14% get find of Strategy and coinbase and add it to these defensive funds 8% more. Makes it 28% defensive at least.

Only have $250… but seems to be failing badly compared to HHIS 😂

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u/Ratlyflash — 1 day ago

How to find the option for 9.5% interest rate on bitcoin on the app? Can’t find it

Thinking of putting $25,000 as collateral and putting $5000 into bank.to…. At 15% dividend can pay off the monthly and have some growth. The dividend only really goes up and 25% loan seems pretty safe? Bitcoin would have to drop $22.500… to have a margin call.

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u/Ratlyflash — 14 days ago

Ahhhh i have $140,000 in HCAL super bullish on banks but recently found out about VDY…

Can I have Say $50,000 in VDY as some protection for my leverage account ?

I know they overlap but VDY is a great defensive play overall or it’s too much?

Looking for a great defensive fund that also has Great growth potential and can help protect my leverage. vDY seems to fit that bill but got already decent amount of HCAL!

So wondering if it’s too much commitment to the financial sector

I

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u/Ratlyflash — 1 month ago
▲ 13 r/MSTR

Stupid question….

What if people stop caring about bitcoin like they did NFT’s (not the same). if Strategy hits 1M others might say meh, let’s move to something else. Clearly they have the monopoly.

Examples a grocery store chain has 15 stores in a town, a. Competitor say let’s just go somewhere else and that somewhere else is not bitcoin. I have a baby $50,000 in bitcoin.

Just thinking of Strategy takes too of the remaining funds and HODL’s not sure how it gets others wanting to fight the scraps haha

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u/Ratlyflash — 1 month ago

Where to put $25,000 for 4-5 months until January first? Go HCAL or something else all ideas welcome

Thanks ! Seems banks are printing money but.

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u/Ratlyflash — 1 month ago

HCAL explain like in 5… 2025 46% gain only increased dividend in December . 37% year to date in 2026…but increased dividend twice?

Just gains are less than 2025 so far but 2 bumps and economy is way worse this year 🙈

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u/Ratlyflash — 2 months ago

Thank you to everyone on this chat for HCAL.

Put $110,000 on leverage now at $130,000 on DRIP.

I know many people pay the loan with the dividends but rather snowball like crazy and it’s only $375 or something a month

If all goes well gonna put $40,000 to $50,000 more next year on leverage.

At 3.95%. And 0 mortgage. Ez decision.

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u/Ratlyflash — 2 months ago

AMDY harvest I feel I missed the boat on this one ??

This can’t possibly go much higher can it?

I feel like it’s gonna drop massively at some point.

I’m happy with my 10-15% but this one has insane growth and wild dividend growth 🙈

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u/Ratlyflash — 2 months ago

How can arcc afford 117% pay out ratio?

Are they just hoping to weather the tariff storm and slow economy growth?

It was at 90% seemed not too long ago, then it was 103% now it’s at 117% trending in the wrong direction 🙈

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u/Ratlyflash — 2 months ago

Everyone keeps saying going to be a quite a while for MSTY to split again. Yet, dropping like a rock

At this rate won’t make it past August .

I have $61 invested left now more curious. People say bitcoin has to drop a lot to get it back to $5 or MSTR I forget which. It’s dropped $7.70 in one month. Another 2 bad months and it’s at $5 or less.

Am i missing something?

What am I missing?

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u/Ratlyflash — 2 months ago
▲ 2 r/CPAP

Getting jaw pain ear pain randomly now. I read TMJ?

I have a classic strap seems ok… but afraid to make it tighter. Bought mouth tape but doesn’t seem to do much although everyone raves about It? Does it take several weeks? Or you can tell after a few uses if it’s going to work or not? Read up there’s better strap out there ?

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u/Ratlyflash — 2 months ago

I have GLCC and GLCL… how can they keep increasing the dividend every 3 months if the NAV is dropping hard?

I know CC’s and call options and premiums sort of.

Can the volatility really be that much of a cash cow even if the NAV drops 30%? These aren’t Yieldmax funds haha .

Explain like I’m 5.

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u/Ratlyflash — 2 months ago

How long until MSTY reverse splits again 2 months max? ULTY seems to be holding much better

I have 2.58 shares now and lost $1000 total so it’s just a fun project at this point. Just curious how long it will take to reverse split. If crypto keeps nose diving could see this happening soon?

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u/Ratlyflash — 3 months ago