u/Recent-Software5829

Problem:

I need advice from those who have knowledge about buying land.

Context:

There’s a land being offered here near us, in a village that's somewhat far from the actual city or town, but kind of close to the national road. It’s 150k for 100sqm. The soil is hard, it can be built on, it's just flat land. The problem is I spoke to a middle seller. And the actual owner is someone we know because they’re just from the same village. When I talked to the owner, they said they can’t offer it directly because they already have an agreement with the middle seller, it seems they sold the whole 6447sqm to them, but the owner hasn’t been paid a single peso yet, so they still hold the mother title, meaning there’s still an agreement or arrangement in place. Then this middle seller is trying to sell it further and I asked what if I avail of it, what's my role, and they said a deed of sale and a survey, and that I could occupy it, but they would be the one signing as the seller. But they’re not the registered owner because I spoke to the real owner who hasn’t been paid yet, so the title hasn’t actually transferred. (The middle seller doesn’t know I spoke to the owner). Then I researched on chatgpt because we really have no idea about the process of buying land. The middle seller said they visited DAR, NIA, that kind of thing, and when I asked if DAR approved it, they got a bit snappy because they said the papers are still on process, that there are still too many things to sort out. It’s CLOA land, awarded by the government. chatgpt said maybe later it won’t be approved by DAR, which means it won't get an individual title, so what about my 150k? The middle seller also wants me to pay the 150k, then I’ll add 20k for the surveyor, I’ll get a deed of sale and I can occupy it. It’s just that simple. But I’m scared because what if the owner and the middle seller don’t agree since the owner hasn’t been paid? What about my 150k then? The middle seller also mentioned that there's a payment issue involving 250k that happened between them and the owner; I’m not sure what that’s for, it seems like a statement for them to authorize the middle seller to sell, but according to the owner, they haven’t received payment for it.

Is this a red flag? Or is it okay to just wait for their papers to transfer, the title from the owner to the middle seller, then only after that could it be subdivided, and then I could get an individual title? It seems really long and complicated, doesn’t it?.

Problem:

Need advice lang po sa my mga knowledge about sa pagbili ng lupa.

Context:

May inaalok po kase na lupa dito sa may samen, brgy medyo malayo sa pinaka syudad or bayan, pero mdyo malapit sa national road. 150k-100sqm na daw. Matigas lupa, pwede tayuan ng bahay, flat land lang. Ang problema ang nakausap ko middle seller na pala. Tapos ung owner talaga is kakilala namen kase kabaryo lang naman actually. Nung kinausap ko ung owner sabe niya di niya na maiaalok ng sirect kase my usapan na sila ng middle seller, parang don niya na binent ng buo 6447sqm ang kaso dipa sya nababayadan kahit piso daw kaya nasakanya pa ang mother title, kumbaga may usapan pa lng or napagkasunduan. Tapos itong c middle seller binibenta niya na tpos sabe ko what if ng avail ako ano ang papel ko, sbe niya deed of sale daw at ppasurvery at pwde ndw ioccupy, pero sya na ang pipirma as seller. Pero hndi pa sya registered owner kase nakausap ko nga ung totoong may ari na dipa pala nagbbayad kaya dipa nttransfer tlga. (Hndi alam ng middle seller na nakausap ko ung owner). Tapos ngrresearch ako sa chatgpt kse wla pa kme idea tlga sa process sa pgbili ng lupa. Sbe ni middle seller navisit ndw ng DAR, NIA, mga ganun, tpos tinatanong ko if approved nb ng DAR, medjo masungit na sumagot kse diba nga dw snbe nia n sken na on process plng mga papers kaya wla pa, mdmi pa aasikasuhin. E CLOA yung lupa, award ng govt. Sbe ni chatgpt bka mmaya hndi maapprove ng DAR, e di hndi mapapa individual title, so pano na ung 150k ko. Ang gsto dn kse ni middle seller mgbayad nko ng 150k, mg add ako 20k pra sa surveyor, my deed of sale at occupy ko ndw. Kumbaga gnyan lng kdali. E natatakot ako kase what if di magkasundo si owner at middle seller kase dipa pala bayad, panu n ung 150k ko. Tpos my nbanggit c middle seller n my bayadan nang nangyre sknila ni owner na 250k ewan if pra saan un, prng kasulatan nila cgro pra maging authorize na c middle seller magbenta pero sbe ni owner wla p nmn tlgang bnabayad sknila.

Redflag po ba ito? Or okay naman ang ganito, na mag antay lang akong mtransfer mga papers nila, title from owner to middle seller after nun tska lang mkkapag pa subdivision ng lupa then tska lang mkkapag pa individual title. Parang ang tagal at ang komplikado pa po ano?.

I was prescribed letrozole but there was no brand, so for my first cycle, I tried the Letero brand from Watsons, which costs 100 pesos each, but they've been out of stock for a few weeks. I'm about to start my second cycle again. So I tried to order online from Mercury Drug, but the process is taking too long, it’s been a few hours. So I just went to Mercury Drug myself, and the only available brand they had was Xenazole, which costs 293.00 each, so I ended up paying 1500.00 for just 5 pieces. I had no choice since I've been to several pharmacies that were all out of stock, even South Star Drug. By the way, I'm from Tabaco City, so there aren't many pharmacies in my town. Then when I finally got home, my online order was processed at Mercury Drug where I bought the Xenazole brand. What surprised me was that the online order was for Ovalia brand, which is cheaper at only 95.00 each! So it was only 500.00 for five. Then I remembered asking the pharmacist if there were any other brands because I was getting anxious about the 293.00 Xenazole price, and she said there was, but it was more expensive. I feel like she may have just lied because maybe they have a quota too? I wish she had just been honest since there was a cheaper option available. Now, when I searched, I found out that Xenazole is made by Unilab, which is said to be the most well-known brand. That gives me some peace of mind, but I just want to know if the brand really matters? What if we can't get pregnant again this cycle, then I'll be on my third cycle, and I want to prepare again which brand to buy. Should I go for the branded one or just the cheaper one? Maybe some OB here will reply, I thank you in advance. 🙏

I was prescribed letrozole but there was no brand, so for my first cycle, I tried the Letero brand from Watsons, which costs 100 pesos each, but they've been out of stock for a few weeks. I'm about to start my second cycle again. So I tried to order online from Mercury Drug, but the process is taking too long, it’s been a few hours. So I just went to Mercury Drug myself, and the only available brand they had was Xenazole, which costs 293.00 each, so I ended up paying 1500.00 for just 5 pieces. I had no choice since I've been to several pharmacies that were all out of stock, even South Star Drug. By the way, I'm from Tabaco City, so there aren't many pharmacies in my town. Then when I finally got home, my online order was processed at Mercury Drug where I bought the Xenazole brand. What surprised me was that the online order was for Ovalia brand, which is cheaper at only 95.00 each! So it was only 500.00 for five. Then I remembered asking the pharmacist if there were any other brands because I was getting anxious about the 293.00 Xenazole price, and she said there was, but it was more expensive. I feel like she may have just lied because maybe they have a quota too? I wish she had just been honest since there was a cheaper option available. Now, when I searched, I found out that Xenazole is made by Unilab, which is said to be the most well-known brand. That gives me some peace of mind, but I just want to know if the brand really matters? What if we can't get pregnant again this cycle, then I'll be on my third cycle, and I want to prepare again which brand to buy. Should I go for the branded one or just the cheaper one? Maybe some OB here will reply, I thank you in advance. 🙏

Nagreseta saken ob ko ng letrozole pero walang brand, so ang natry ko na 1at cycle is letero brand ng watsons, worth 100pesos up kaso out of stock sila ilan weeks na. E magsstart na naman ako ng 2nd cycle. So nagtry ako mg online order sa mercury drug, kaso ang tagal ng process, ilan oras na. E di pumunta nlng ako msmo sa mercury drug at ang available na lang dw saknila is xenazole brand which is 293.00 ang bawats isa, so inabot 1500.00 yung 5pcs lang. E wala nako choice kase nakailan botika na ko puro out of stock, pti south star drug. Tabaco city ako btw so iilan lang botika sa bayan namen. Tapos netong nakauwi nako tska naprocess yung online order ko don mismo sa mercury drug na nabilhan ko ng xenazole brand. Ang nakakagulat kase ang nasa online order is ovalia brand which is mas mura, 95.00 lang isa! So 500.00 lang yung lima. Tapos naalala ko nagttanong ako don sa pharmacist sbe ko wla na ba iba brand kse namamahalan ako sa 293.00 na xenazole, meron dw pero mas mahal. Feeling ko tuloy nagsinungaling lang sya kase baka my quota din sila? Pero sna naging honest na lang sya kase meron pala na mas mura. Ngayon ng search naman ako, gawang unilab kse yung xenazole, pinakakilalang brand daw. Pampalubag sa loob ko, pero gusto ko lang malaman if nagmmatter ba yung brand? Kase what if di kame makabup ulit this cycle, e di mag 3rd cycle na naman ako, para sana mapaghandaan ko ulit alin brand bbilhin. Dapat ba ung branded o kahit yung mura lang. Baka my OB dito na magreply magpapasalamat na ako in advance po. 🙏

Hi please some advice naman po. Darating po kase partner ko this sunday midnight, around 12am na po. (So june 8 na sya practically).

Madalas po ako magsundo sa kanya sa naia 3 lang, 1st time po this time sa terminal 1. Any advice po, san ang waiting area? Manggalung pa po kase ako laguna, so dipo ako pwede pumunta ng 1hr before arrival kase mahirap po ang byahe, commute lang po ako via ube bus sa robinsons sta rosa. Maybe 8pm nsa terminal 1 na po ako, san po kaya ako pwde don mag antay or tumambay aside sa waiting area? Nabasa ko kase sa labas lang dw ang waiting area, then mainit dw. Bukas pa kaya po mga fastfood doon ng midnight or meron po ba? Please need some advice po. Salamaaaat.