Credit score
My clear score shows the following
Score 323
I closed an account with premium credit Ltd, it was my pay monthly insurance
I cancelled but my insurer delayed in telling credit company which caused missed payments being shown on my credit score. This missed payment was in March 2026
Some moderate arrears jun jul 2023
Credit card accounts 2022 with bad arrears and moderate arrears
No defaults
Based on this would I get approved for a mortgage
Salary 33k
House prices ranging from 100-130k
Thank you