u/Rem1991wl

We gift $1k to our 2 daughters who are in their early 20s and $300 to our teenager (who has a spending problem) annually. We then gift the remainder in stock up to the annual gifting limit (before needing to complete a form 709). We will probably double the cash portion this year. I'm aware of the kiddie tax but I'd rather move the large amounts now regardless of the tax. Kids are vaguely aware of the stock gifts that are meant for their upcoming needs - housing, etc. Trying to balance movement of assets, discretionary spend and motivation. How are you handling?

Need 2 outdoor fans under a covered porch - 60” - 72”. I need very high CFM since I’m in the south. Also would prefer less than $500 each. Ceiling is about 7.5’.

So I have a swollen optical nerve which resulted in me losing most of my sight from my right eye. The proposed treatment was 2 heavy doses of steroids. Unfortunately this resulted in limits improvement to my sight. However the first treatment made me feel like I was 80 years old - I was 55 at the time. The second dose did not cause the same symptoms. Most of the pain then and now (2 years later) reoccurs from time to time is lower back pain - mainly on the left side. Has anyone had similar reactions to steroids and what, if anything, helped it go away?

I’ve reviewed the wiki. Considering the following 2 week trip to Hawaii. I know the sub frowns on island hopping so I may reduce to just 2 islands - I would drop Maui. Thoughts on places to stay (condos preferred), anything I’m missing or recommendations for activities as well as companies? Family of 5 with 3 daughters ages 18-24. Thanks.

Tuesday, May 25
Fly to Maui

Wednesday, May 26
Haleakalā National Park

Thursday, May 27
Road to Hana

Friday, May 28
Molokini Crater Snorkeling

Saturday, May 29
Fly to Kauai

Sunday, May 30
North Shore – Hanalei and beaches / Princeville / Queens Bath

Monday, May 31
River tubing / hiking

Tuesday, June 1
Nā Pali Coast boat tour or helicopter

Wednesday, June 2
Open

Thursday, June 3
Fly to big island

Friday, June 4
Volcanoes National Park

Saturday, June 5
Beach / Mauna Kea Summit

Sunday, June 6
Hilo
Waipiʻo Valley Lookout

Monday, June 7
Open

Tuesday, June 8
Fly to Home

The cup holders look fairly weak. However it looks like you could add an additional cup holder of some sort to the slide out tray or the area in front of the tray. Is anyone aware of anything that would fit there?

Looking for itinerary recommendations on traditional lines. - HAL, Celebrity, Viking, etc for August/September of ‘27. Priority is number and quality of ports.

If I roll a 401(k) over to Fidelity, can I do it in-kind or do I have to sell to cash first? Bonus points, if in-kind, and it is in Fidelity growth can I roll over in-kind also even though Fidelity growth is closed.

Last year my Fidelity guy said I could get a $1k bonus per $1m transferred. Now they say they aren’t doing it. Anyone hearing the same or different.