u/Retire_Trade_3007

Soon to be 56 male and I hate my job, my wife and I want to spend more time in Europe and downsize. I am fortunate that some of my early investments have paid off and Boldin says I have a 93% chance of success in an average market and still about 80 in a pessimistic. I’m even using the new reduced SS feature they have. My biggest cost of living here now will be healthcare since the house is paid off. I think im just blocked from doing it because im reliant on a tool. I did the meeting for $250 already which helped me complete some areas I had wrong. I watch financial planning videos for strategy and to get comfortable I’ve looked at everything. I think now it’s just the mental block of the risk of unknown market turmoil and the anti-society view of you are too young to be retired. How to people switch off all that and mentally get to day one I’m retired???

Edit: LOL that original missing comma! I love my wife. We will be 30 years next weekend. 😂

why is cobra so much cheaper when I thought it was worse due to subsidy with ACA. I am loving what my Cobra payment will be for 18 months but not so much the Maryland ACA quote I’m seeing even if I stay under the 400% cap for subsidies. Has anyone experienced this too? Am I doing the ACA wrong?

I just met with Aprigliano and they were very helpful in confirming my wife’s 1948 path would be possible however they are relying on efforts made prior to March 2025 to remove the generational barrier. We had only attempted Italian birth records at that point. No guarantee of course. It is my wife’s GGM lineage from Italy. If she does our two boys with her petition it would be $10,800. Seems like an awful big risk right now??? I was very impressed by their initial consultation. They are on the Wiki page and have recent petitions approved and seem confident. Would love some feedback from this amazing Reddit I’ve followed now for a couple years.

I’m taking my wife to look at a Primavera 50 and 150 Vespa tomorrow. We plan on mainly using local in our small old town that does have some hills is the 50 really that sluggish? The only con to the 150 I could see is we have to get a license in MD to operate it which means a $400 safety course. Also we would ride it together sometimes. I’ve never used in before and I’m 6 foot 200 lbs. are we crazy???

Employees are ripe for the picking for RocketLab. Sounds like employees are miserable.