Geniune question hoping to get some thoughts

Hey folks, this is a real estate question and I'm hoping to get some genuine thoughts even know I realise no one has a crystal ball to predict the future. We own a townhome here in Oakville and the goal from the beginning was to move to a detached when finances are better and we've built equity.. obviously equity has been eroding (not building) over the past few years and we are thankfully still in the green but im not sure how much longer that will be for. Im not in a rush to upgrade but kids are getting older which means ill need a bigger space within the next 3yrs...currently in a 3bed and so ideally each kid will have their room, each parent will have their working space so hoping to move to a 4bed with basement... question I guess is does it make sense to sell now and hold the equity before it all gets eroded or do we keep status quo with the risk that our equity will be wiped out and so nothing to transfer when we want to buy... curious if anyone has had to made a similar decision... thanks!

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u/SWGFGDF — 9 days ago

Making out at movies. Lol

PSA - if you're gona come to the movies to make out and possibly have sex (not sure what exactly they where doing but she was literally ontop of him), at least pls do it at a corner and on a chair that doesnt squeak loudly so the rest of us dont know 😅😅..... it was good to see the good old young love again though!..good move on leaving the movie before it ended. Lool...cute couple (I think)

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u/SWGFGDF — 1 month ago

Westoak Preschool Daycare - new closing time

After doing a ton of research and waiting to get off the waitlist, we finally just enrolled our kid at westoak daycare a few months ago (and also took our names off other daycare waitlists).. when we signed with the school, the closing time was 6pm, now I see an email from the school that closing time has been revised to 545pm...this is really frustrating as my partner and I both work full time downtown Toronto. 15mins doesnt seem like a lot but if I leave work at 4ish to catch the train and factor in train time, time to leave oakville Go station and drive to the daycare, im usually there at like 5:50pm ish... so now I need to leave work even earlier in an environment where layoffs are happening so frequently?.. arrghh this is so annoying!!! Are daycare just allowed to arbitrarily change such things?

Any other parent from westoak here in similar shoes? How are you navigating this?

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u/SWGFGDF — 1 month ago

Sixteen mile complex pool.. any feedback?

Anyone here used the sixteen mile complex swimming pool yet? Any reviews on it? E.g. is the water warm enough, are the showers cleaned? Is the changing room safe etc.. hoping to register there for swimming classes but looking for any feedback I can get.. thanks

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u/SWGFGDF — 2 months ago

Looking for Recommendations- music classes for 6yrold boy

Hey folks, ive got a 6yr old boy that has always and still loves music. I guess maybe because I listen to music a lot, he's learnt to listen to different genres of music from a young age, master the wordings to the songs in a very short time and is constantly singing/ dancing.. he is only 6 but yet he is already introducing me to songs he hears from summer camp, school etc... i feel there may be something here and so hope to cultivate it... anyone been in similar shoes and perhaps know a good music school that'll work?... i feel like the conventional music classes just 'teach' instruments and might seem boring to him. Im looking for something that will hopefully be active, fun and in the process cultivate whatever this interest might be... thanks!

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u/SWGFGDF — 3 months ago
▲ 1 r/Milton

Immigrant families - can we talk?

Are there any immigrant Canadians here? I mean those like me who migrated 10-20yrs ago and have built a family here?.. if so, my question is - HOW ARE YOU GUYS DOING IT!! I'm talking about those like me who have minimal family support here (emotionally, physically and financially)... i personally am finding that juggling work, kids, house chores, etc is like this impossible trick that is just set to make you fail... like how am I supposed to do school drop off in the AM, give my all to work, but still have to leave early for school pickup, spend time with the kids enough to teach them to be decent human beings, do house chores, maintain friendship circles, go to the gym etc... back in our host countries in-house help was affordable but here its a significant expense..we do have a monthly cleaner which helps but thats a minute fraction of the overall workload.....families here are individualistic to a large extend so its not like my kids can easily do sleep overs to give me a breather...i feel like ive put my personal life on hold and im only give 20% to my needs (career, relationships, health etc) to be able to do all these and its exhausting physically and mentally... I know most Canadians have parents/in-laws that help out but a lot of us immigrants dont have that luxury unfortunately... im genuinely curious - how are you guys doing it and are there tips and tricks not to get burnt out and resentful of the beautiful life I have.... sorry if this comes across as a rant and forgive the spelling errors if any

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u/SWGFGDF — 3 months ago

Immigrant families- can we talk?

Are there any immigrant Canadians here? I mean those like me who migrated 10-20yrs ago and have built a family here?.. if so, my question is - HOW ARE YOU GUYS DOING IT!! I'm talking about those like me who have minimal family support here (emotionally, physically and financially)... i personally am finding that juggling work, kids, house chores, etc is like this impossible trick that is just set to make you fail... like how am I supposed to do school drop off in the AM, give my all to work, but still have to leave early for school pickup, spend time with the kids enough to teach them to be decent human beings, do house chores, maintain friendship circles, go to the gym etc... back in our host countries in-house help was affordable but here its a significant expense..we do have a monthly cleaner which helps but thats a minute fraction of the overall workload.....families here are individualistic to a large extend so its not like my kids can easily do sleep overs to give me a breather...i feel like ive put my personal life on hold and im only give 20% to my needs (career, relationships, health etc) to be able to do all these and its exhausting physically and mentally... I know most Canadians have parents/in-laws that help out but a lot of us immigrants dont have that luxury unfortunately... im genuinely curious - how are you guys doing it and are there tips and tricks not to get burnt out and resentful of the beautiful life I have.... sorry if this comes across as a rant and forgive the spelling errors if any

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u/SWGFGDF — 3 months ago

Fireworks spot tonight

Any nice places to go with kids to see the fireworks today?... Bronte might be too packed for kids

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u/SWGFGDF — 4 months ago
▲ 0 r/tnvisa

Newbie here- curious to know how easy / hard it is now post-Trump

Hey guys, only started looking into TN options.. i think i have a strong profile and I can aim the big consulting firms specializing in my field... before I go down the rabbit hole of searching, wanted to get thoughts from folks here on how easy the search may have been in the recent past and if there are any tips / tricks that might help... realistically I know the US is either in a recession or nearing one, add that to the current immigration landscape and i can imagine how tough it might be... but on the flip side, the Canada job market isnt easy as well.. just wanted to assess thoughts on if its a complete shitshow now and I shouldn't even bother or if there is a strategy in place that might help... thanks!

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u/SWGFGDF — 4 months ago
▲ 100 r/oakville

How are Uber drivers affording these nice cars!

Im confused- I just ordered an Uber and it was a 2026 Lexus r350 (a really sweet ride for those who aren't into cars). Dude driving said he paid it off immediately. The trip cost about $30...I'm trying to do the maths and I dont get it - is uber that profitable?... similarly ive had 2026 Teslas and other really sweet rides pick me up for a very small Uber fee... how are Uber drivers affording these cars??😅.. not asking to be mean or to be a Karen, but I am genuinely curious. I considered doing Uber myself a few years back as I needed some additional cashflow and the maths didnt make sense so have things improved or what's going on???

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u/SWGFGDF — 4 months ago

Parents of Burlington, what activities are worth the $$ for a 3yr old boy

Hey folks, ive got an active 3yr old boy and i think its time to get him trying different things but im suffering from analysis paralysis. Lol... im curious if you are a parent here, what activities did you enroll your 3yr old in and was it worth the money?... i find average activities here are between 150-200 monthly which kinda adds up in this economy!... current options im thinking of are swimming and Kids strong.. hoping to hear from others as well. Thanks

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u/SWGFGDF — 4 months ago

Parents of oakville- any worthy extra curricular activities for a 3yr old boy?

Hey folks, ive got an active 3yr old boy and i think its time to get him trying different things but im suffering from analysis paralysis. Lol... im curious if you are a parent here, what activities did you enroll your 3yr old in and was it worth the money?... i find average activities here are between 150-200 monthly which kinda adds up in this economy!... current options im thinking of are swimming and Kids strong.. hoping to hear from others as well. Thanks!

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u/SWGFGDF — 4 months ago
▲ 10 r/rbc

Leaving and rejoining after a couple years.. have you done this before?

If I leave RBC and return in the future, how is prior service treated for pension, vacation entitlement, and severance purposes?..

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u/SWGFGDF — 4 months ago
▲ 18 r/rbc

Director pay

Any directors here earning over 150k? I hear the band is 100-160k..trying to negotiate for a role in finance and Im asking for 170k non negotiable (im an experienced director and should actually be aiming snr director roles but those are few and far in between)... just curious if my ask is doable or I shouldn't waste my time...

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u/SWGFGDF — 4 months ago

Out of curiosity has anyone tried breaking their mortgage to move to another mortgage lender and did the lender pay the penalty?... i just signed / renewedwith CMLC but hoping to move elsewhere... is this possible and if so, would I find a lender willing to cover the penalty or will I have to?

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u/SWGFGDF — 6 months ago

Its that time of the year to spend a fortune of summer camps!lol.. im looking for summer camp for my 6yr old son, anyone know any nice places in oakville that comes highly recommended (apart from ymca).. I was thinking of things like soccer summer camp, music summer camp etc... im open to options... thanks!

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u/SWGFGDF — 6 months ago