u/SalohcinS

Has anyone found that there was a minimum amount of time that their deposit needed to have been in their account to take part in the HTB scheme?

Also, has anyone had their rent payments and ability to pay off debts work as a positive for being assessed at being able to repay the home loan?

…

Background/context info in case it helps (though feel free to ignore it and answer without reading the context obviously. I understand the following may get a lot of “TLDR” responses and they would be justified):

Some of the deposit I’m wanting to use to participate in the HTB scheme will be from a very modest property settlement as part of an amicable divorce.

I’ll be applying as a single parent of two in case that is relevant.

I’d been focusing on paying off ~ $12K of debts incurred during the marriage over the last year and a bit. I’ll have about 6% deposit with the property settlement and money I can put aside after all debts are wiped out this or next month (debts will likely be paid off pre-settlement finalising, as I’ve worked hard to focus on that).

I am looking at apartments in a specific building which consistently sell for $400-$420K. With the government’s 30% equity bringing costs down, owning seems achievable.

With the HTB scheme my loan repayments will be significantly less than what my rent has been (~$2.7k p/m). Even with outgoings including body corp fees, there is a significant buffer for further rate rises.

… because I’m wanting to report an app and have no interest in downloading it before doing so.

I got sent to a “security for your phone” app from a scammy “your iPhone has malware detected” popup multie times.

The funny thing is it was from a cooking/food related websearch rather than anything dodgy.

I started playing Solasta 2 using Sikarugir on a Mac M5 Air (modded with thermal pad and USB fan - because M5 Pro was too expensive). It is playing well during the day scenes, though less so during the day when some of the textures are a bit off (hair etc.) and occasionally it slows down.

Does anyone know what the best in-game graphics settings work best for Solasta 2 on Crossover/Wine? I understand these should be the same for Sikarugir.

Also, I bought Solasta 2 with the Esoteric Ebb in the bundle. Esoteric Ebb played amazingly using Sikarugir without the USB fan, in case anyone else here is a Mac user. I finished Esoteric Ebb in 4 days and loved it.

Putting it out into the universe: I'd love a Tactical Adventures D&D game with Esoteric Ebb style graphics.

My little one and I sometimes ask Siri to tell jokes via our Apple speakers, including occasionally knock knock jokes. Getting Siri to tell jokes is probably the third most used feature (after getting it to play music and turn on the Apple TV.)

This morning after a few regular jokes, Siri did the following knock knock joke:

• Siri: "Knock knock."
• Me: "Who's there."
• Siri: "Ariande Grande" (apologies if misspelled).
• Me: "Ariande Grande who."
• Siri: (words to the effect of) "Results for your query have been sent to your phone." ... With the search result actually sent to my phone.

Ok, I thought that was a little funny and that a programmer had maybe programmed that in on purpose. It is an unexpected response to a joke, and that is important in comedy.

However, the next joke was:

• Siri: "Knock knock."
• Me: "Who's there."
• Siri said something - I can't remember exactly what. It might have been something like "weey" - so maybe the joke (if it was one) is that "weey-oo" is arguably the sound of an ambulance.
• Me: "<Whatever Siri had said> who."
• Siri then asked if I wanted to be connected to emergency services (or maybe said I would be connected?).

That had my little one questioning why I was frantically telling "Hey Siri" to cancel.

It didn't connect and was a little funny (if it was a joke), but also had me mildly perplexed.

I was attempting to drag a downloaded file into a folder and it instead created an iCloud folder in the folder (which is inside my iCloud Drive). It is now downloading all the files and filling up my Mac HD.

I tried deleting, but it seems like it might then try and delete my entire base iCloud folder. ARGH!!!!

Please help!