
u/StrangeOrchid6960

Airbnb Category
Will Airbnb purchases fall under Hotels - Motels category?
JYSK Puchases
Does purchases at JYSK fall under Furniture or Home Improvement?
Help
I was transferring money from saving to checking but accidentally transferred from checking to savings. I maintain a minimum balance to avoid account fee. Doing so reduced my balance below the required threshold. I fixed my mistake right away but I am still worried if I will be charged account fee? Should I contact the bank and notify them of my mistake so I can avoid the fee?
CC payment delayed
I scheduled a credit card payment that was supposed to be processed on September 3rd. However, since the system indicated that payments could take until September 4th, I waited. It is now after 7 PM on September 4th, and the payment still hasn’t been sent. I’m not sure what is going on.
I need to schedule another payment, but this is making me concerned about the reliability of the service. I made several payments through Neobanc last month and had no issues, so I’m not sure if this is a one-time system issue. However, someone at Neobanc should look into this ASAP and confirm what happened.
Luckily, this particular card payment did not have a strict due date, so I’m okay if it ends up being a few days late. However, if this happened with another card, I could potentially be charged interest or a late fee for not paying on time.
I can’t continue using Neobanc for important payments unless I can be confident that this issue has been identified and fixed. Can someone at Neobanc look into this urgently and let me know what is causing the delay and whether the issue has been resolved.
Basement
I have an unfinished basement. The house is 100 years old. Had some water intrusion and moisture problems that have been remediated to some extend. I haven’t seen water in my basement for a few weeks now but still have efflorescence on lower walls at a few places. I am running dehumidifier three times a day for 2 hours. It’s not a musty or stinky smell. It’s a sweet smell almost like a perfume. Can’t smell it upstairs but can smell it as soon as we open the door leading to the basement. Wondering what it could be?
Property Tax
I am planning on paying my next Oshawa Property Tax using Chexy. This is also my first time using Chexy for property taxes. Has anyone used Chexy for Property taxes? Especially for City of Oshawa. Is there a way for me check if Tax payment was received by the city? I have been just been trusting the bank so far after paying a few days in advance.
Equitable Life of Canada
I want to pay for my whole life insurance from equitable life of Canada using PAD through Chexy. They say it cannot be paid using credit card or line of credit. Will they allow PAD payment through Chexy?
Equitable Life of Canada
I want to pay using PAD through Chexy. They say it cannot be paid using credit card or line of credit. Will they allow PAD payment through Chexy?
Bell Payment
Looking to pay bell home internet using Chexy but when I try to add PAD details to My bell to setup PAD I get an error. I can pay the bill directly from credit card for full reward but I get $5 off for having PAD setup. My bill is around $50 so it isn’t worth giving up $5 credit for 4% cash back reward from CC.
Affirm with Chexy
Can I pay Affirm installment with Chexy where CC payment isn’t allowed?
From the HomeMaintenance community on Reddit: Should I be concerned?
reddit.comShould I be concerned?
Bought the house one year ago and is around 100 years old. This crack has been there and I haven’t noticed any change in it. We did home inspection but I recall basement being full of stuff so not sure if inspector noticed them or not. I don’t see anything in the report. Should i worry?
CIBC Costco MC
Can I use this to pay my CIBC Costco Mastercard?
App down?
Can’t sign in this morning. Says : “Something went wrong. Try that again.” Is it down or is it just me?
How does Neobanc work?
I just recently found out about Chexy and Neobanc. I have also recently tried using Chexy for a payment that should go out in a few days. While waiting on that I got curious about Neobanc and I am still confused how it works lol 😅 With Chexy you pay bill, rent, insurance etc through bill payment or PAD option that get charged to a credit card for a fee. You get rewards on CC depending on the card and some aeroplan points on Chexy. But for Neobanc, you can even pay Credit Card with another credit card? Like I can pay a card that earns 2% on purchase with another card that will give me more? What’s the benefit? I have Scotiabank Momentum Infinite, Tangerine, Canadian Tire, CIBC Costco cards to pay? Can I pay rent, bills, mortgage, taxes with it? What’s the charges for using their services?
Need Suggestion for repairing a hole in Vinyl siding
I made a hole in the vinyl siding on the front of the house thinking of moving the electrical box a bit higher but later found the the wire coming frombasement and not top and is too short. I don't want to replace the wire. How can I hide the hole or repair it? I am fine with either.
Foundation Repair
Did we do this right? Any thoughts or concerns? I’m in southern Canada (GTA). Sealed the cracks and voids with hydraulic and anchoring cement to prevent water. Planning to do waterproofing in this immediate area. How good is flax seal liquid rubber bond with cement?
Savings Account
I am thinking of opening saving account with tangerine to get promotional 4.5% interest rate. How easy it is to transfer money between Tangerine and Scotiabank? Will I also need a checking account with tangerine to transfer money between the two?
More Problems?
Is this window in basement leaking? The insulation was wet when we cut it open. The sill is wet and dark. Concrete around the sill is crumbling.