Dont fear or worry to take a credit card with annual fees, dont be like me guys !
Last 5 years I have salary account with Liv bank and 3 years ago I applied for the liv credit card and they rejected saying you are not eligible, I told them to close my account and they changed their stance and offer me a credit card and she gave 2 options,
1 - LIV CB plus with 700 aed annual fees 4% cashback
2 - LIV CB with free for life with 2% cashback
I feared for the 700 aed annual fees and took free for life card
But now every single day I am thinking about the mistake I did
Now minimum 20k salary needed for liv cb plus and I am not eligible for that card and needed 40k FD