u/Sufficient-Lunch-161

3.5 Variable 5 years

3.8 Fixed 3 years

Which would you choose?

Hellooo. House prices in 2029 will be?

Down 5% from today

Down 10% from today

Down 20% from today

Same as today

Up 5% from today

Up 10% from today

I live in a townhouse with no basement and only a small backyard. My 4 year old has a few friends in school who all live in either detached or semi detached homes.

I feel bad that their parents will look down on us and think we are poor. Or the kids will make my daughter feel bad.

I hate my life. How much does it matter in Canada?

My daughter really wants us to get a dog. I don’t mind dogs and my wife loves them, but I'm wondering how much this will add to our monthly budget. We live in the GTA and will probably get a small dog like a dachshund.

Thanks!

My daughter really wants us to get a dog. I don’t mind dogs and my wife loves them, but I'm wondering how much this will add to our monthly budget. We live in the GTA and will probably get a small dog like a dachshund.

Thanks!

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I have my mortgage renewing in October with RBC and I saw some renewal offers pop up on the app today.

I am currently on a variable rate which I got in October 2021. It was 1.35, went up to 6.1 with the rate hikes and is now at 3.35 variable. Here are the options I am seeing on the app:

1. 3.48% variable

2. 3.81 3 year fixed

3. 3.82 5 year fixed

There are other options too like 1 year closed, 2 year closed, 7 year closed etc. that I am not considering.

The variable is tempting but I have been burned before, and I think rate hikes will happen sooner rather than later anyway. I don't think we will sell any time soon, but we might be tempted to in 2-3 years depending on certain financial things happening.

So all that to say, I'm leaning towards 3 year fixed but also don't want to make a mistake. I should have asked for more advice 5 years ago but didn't, so this time I want to do it right.

Thank you!

I have my mortgage renewing in October with RBC and I saw some renewal offers pop up on the app today.

I am currently on a variable rate which I got in October 2021. It was 1.35, went up to 6.1 with the rate hikes and is now at 3.35 variable. Here are the options I am seeing on the app:

1. 3.48% variable

2. 3.81 3 year fixed

3. 3.82 5 year fixed

There are other options too like 1 year closed, 2 year closed, 7 year closed etc. that I am not considering.

The variable is tempting but I have been burned before, and I think rate hikes will happen sooner rather than later anyway. I don't think we will sell any time soon, but we might be tempted to in 2-3 years depending on certain financial things happening.

So all that to say, I'm leaning towards 3 year fixed but also don't want to make a mistake. I should have asked for more advice 5 years ago but didn't, so this time I want to do it right.

Thank you!

​

I am 37M and have been married to my 36F wife for 10 years, together for 13.

She is far better looking than me and has admitted that she was not attracted to me for my looks and that I had other qualities that I checked off. I don't blame her, and that's not a surprise.

Before meeting her, I had a lot of issues growing up being an introvert, shy to talk to women, conscious about my bad looks etc. I was never a guy who women thought was good looking, and I was surprised someone who looked like my wife wanted to date, and then marry me! I have started to look better as I've got older, but it's nowhere close to good looking.

Anyway, we were at her sister's wedding a couple of weeks ago. It was a pretty small wedding so we all got to know each other pretty well (her friends etc.). The day after the wedding, my wife's sister tells me that her best friend was clearly into me and thought I was super "cute" (weird to hear that term as an almost 40 year-old). I thought it was a prank, but then she showed me a text from her. Obviously I have no interest and intention of cheating, BUT I cannot deny I was flattered and it felt good!

I told my wife a couple of days ago. I'm pretty open and honest with her about things and my feelings so thought this would be okay to share as well. She immediately got protective and asked why I felt so good about it. I told her she knows how I have always been about my looks, and it just felt good for a moment to know someone thought I looked good. Like I can't explain. When you go through life knowing people are not attracted to you, it just feels different when someone is. My wife probably felt threatened by this and it has been a bit on edge between us since.

TL;DR Told my wife i was flattered that another woman found me attractive. She did not take that well.

I am 37M and have been married to my 36F wife for 10 years, together for 13.

She is far better looking than me and has admitted that she was not attracted to me for my looks and that I had other qualities that I checked off. I don't blame her, and that's not a surprise.

Before meeting her, I had a lot of issues growing up being an introvert, shy to talk to women, conscious about my bad looks etc. I was never a guy who women thought was good looking, and I was surprised someone who looked like my wife wanted to date, and then marry me! I have started to look better as I've got older, but it's nowhere close to good looking.

Anyway, we were at her sister's wedding a couple of weeks ago. It was a pretty small wedding so we all got to know each other pretty well (her friends etc.). The day after the wedding, my wife's sister tells me that her best friend was clearly into me and thought I was super "cute" (weird to hear that term as an almost 40 year-old). I thought it was a prank, but then she showed me a text from her. Obviously I have no interest and intention of cheating, BUT I cannot deny I was flattered and it felt good!

I told my wife a couple of days ago. I'm pretty open and honest with her about things and my feelings so thought this would be okay to share as well. She immediately got protective and asked why I felt so good about it. I told her she knows how I have always been about my looks, and it just felt good for a moment to know someone thought I looked good. Like I can't explain. When you go through life knowing people are not attracted to you, it just feels different when someone is. My wife probably felt threatened by this and it has been a bit on edge between us since.

AITAH for telling her this?