Hi,
I am going to travel from Lko to BLR on 19 may. I just have one sbi rupay select debit card from salary account. It has one lounge access remaining for the quarter. Can anyone tell me if it will work at lucknow airport because i could not find in the rupay lounge list. Also would like to have one more as i am traveling with spouse. Anyone willing to share Please dm
Cibil: 756
Cards i own: axis neo, IDFC millenia
Spend monthly: 15k on food, 1200 airtel black, 2k travel, 2k online shopping
Looking for: 2 lounge access per quarter, some cashback, rupay cc
I am being offered cc because of my SBI salary account. I wanted sbi prime rupay but the SBI card person is saying that rupay version doesn't have lounge access. I couldn't find anything such online. Can anyone confirm this who has rupay version of sbi prime?
Current Cibil: 808
Age: 36
Cards I have: Axis neo rupay, IDFC Millennia.
Monthly Income and Employment status: 1 lakh, salaried
Monthly Expenses & Spending Patterns: 16k on food, groceries, recharge, airtel black, online shopping (little), offline (mostly upi)
Top 5 Monthly spend categories and Top 5 Annual spend categories: monthly: food, groceries, airtel black. Yearly: online shopping, travel by train/flight 3-4 times, term insurance.
Preferences for Credit Card Features: lifetime free(or low fee) with 2 airport lounge access/quarter with minimum spends, cashback on each spend(even low amounts like Rs.10/-) like in supermoney UPI app
Reward Preference (Cashback or Reward Points): direct statement cashback, no redemption fee
Lounge Access Required: yes, domestic airport 2 per quarter
Other Special Needs: Rupay cc (UPI) if possible
Please suggest me if I should apply for airtel axis rupay cc as I have airtel black bill of 1300/- monthly. Doubtful due to devaluation. Also want to know minimum individual transaction amt for the 1% base cashback. Is it Rs.100/- or any lower amount will do (like in supermoney UPI app, it gives random cashback on any small amount like even 10 rs).