House Construction Loan

In availing a house construction loan with PAGIBIG, is it allowed to have the house constructed by a foreman with a team of skilled workers instead of hiring a contractor? The reason is that the contractor requires a 30% cash upfront before starting the construction, which may be difficult for me to provide.

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u/Trick-Woodpecker-108 — 10 days ago

House Construction Loan

In availing a house construction loan with PAGIBIG, is it allowed to have the house constructed by a foreman with a team of skilled workers instead of hiring a contractor? The reason is that the contractor requires a 30% cash upfront before starting the construction, which may be difficult for me to provide.

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u/Trick-Woodpecker-108 — 11 days ago

Moonlightning will Caught?

I know moonlightning is forbidden pero I need additional income. Will am I getting caught if ever I'll have another full-time job but will work on different shift schedule? By tracing through salary withholding tax and etc

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u/Trick-Woodpecker-108 — 1 month ago

Data Engineer in CloudStaff

They are offering me permanent WFH and much higher basic salary. Okay ba magwork dito? I mean, meron ba job security dito? Or anytime pwede ka ilayoff if magdecide ang client na icancel contract mo? Also, if nasa RTG ka still getting paid? TIA

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u/Trick-Woodpecker-108 — 1 month ago

House Construction Loan Subsidy with private bank or PAG IBIG Loan?

I'm CL8, which one is much better kasi with private bank only until 15 years to loan period but with pag ibig up until 30 years to pay which much less interest rate.

Or take ko muna with partnered bank ni ACN then if ever decided will transfer to pag ibig loan. Pwede ba yun?

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u/Trick-Woodpecker-108 — 1 month ago

PAG IBIG House Construction Loan

I'm 41 years old and earning 115k net salary incone. Is this still okay to have a loan? I checked in pag ibig online, I'm still able to get a loan for 28 years to pay.

Also, if ever pwede ba ako kumuha lang ng foreman and with skilled workers instead of getting a contractor? Ano po ba ang recommendation nyo?

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u/Trick-Woodpecker-108 — 1 month ago

My Competency Assessment

May I ask if anyone encounter this issue because for more than 30 minutes the exam still not resume.

u/Trick-Woodpecker-108 — 2 months ago