u/UniqueRelation6584

Hi guys,

I recently went on a 10days trip to KL+ SIN along with my husband. Here is the cost and detailed itinerary along with some tips

KL - 2Nights
SIN - 6Nights
KL to SIN - Bus journey 1N

All bookings were done just a month prior to the trip. Booked entirely using HSBC CC. Scored some points as well through bookings.

VISA - Got it done from VISATRAVELXPERTS jayanagar bangalore, costed us 7k for 2pax

Flights to KUL from BLR, Batikair - 25k for 2pax
KUL to SIN, transtarxtras - 4k for 2pax
SIN to BLR , Indigo - 38K for 2pax

Hotel -
KL, Sleepinglionsuites - 10k for 2nights
SIN, Hotel v lavendar - 62k for 6nights

Major attractions -
Universal studios- 11k for 2pax
KL tower - 7k for 2pax
Genting - bus+ cable car - 4.4k for 2pax
Wings of fire symphony sentosa - 3k for 2pax

With mastercard world -
Marina bay sands observation deck - free
ArtScience museum - free

Transfer from KL to SIN -
Crossed via tuas checkpoint. Have to unload bags on malaysia side and load again after SIN immigration. Very straightforward, fill the SDAC prior to arrival and just scan the passport. Took about 5mins if all the details entered correctly.

Places covered-
KUALA LUMPUR - Jalan alor, Amman temple, Petalling street, central market, Batu caves, KLCC park, petronas towers, KL tower, Thean hou temple, Genting highlands, Merdaka square, kwai chai hong.

SINGAPORE - Little india, Bugis, Haji lane, Marina bay sands, Gardens by the bay, universal studios, sentosa, Chinatown, Changi, IMM mall for shopping, orchard street.

Transportation-
KL - 95% public transport and couple grab rides.
SIN - entirely travelled on metro and bus. Used HSBC card as it had Forex charges waiver and scapia for husband.

We did walk 17k steps on average through the 10days. So expect to walk atleast 12-14k steps normally. I had extra because i was also collecting stamps as souvenirs.

Overall cost for the entire trip without shopping - 2.5L for 2pax.

Got this for 5960₹. Checked the US amazon and it retails at the same price so all in all a good purchase ig.

For folks using the perfume, how is it? Its a blind buy for me

I am trying to purchase a plot in tier 2 city (vizag) for almost 2years now. With me and husband earning about 2.5L a month and since we live in blr about 1L goes into the blr expenses. With about 1.5L saved every month, i still cant inagine buying anything because land costs are one thing but other expenses that come with it are crazy. We are paying tax on everything and paying bribes and what not.

People plan to buy houses to have a roof and peace of mind but the process is so f***ed up so you end up losing your mind entirely. And seeing posts like this make me so mad, why is our country full of selfish politicians and ineffective judiciary!!!!

Hi i know this question doesnt entirely belong here but i am confused and desperate to know what is happening

I have a homeloan with sbi for 32L and a tenure of 300months. Now while signing the docs i was informed about an emi of 25k which will include deductions towards principal as well as interest (initially inclining towards the interest). Now when i see my statement as per the document and set date my emi of 25k was credited to loan account on 10April but i am seeing a debit of 18k on 30April.

Essentially it looks as if i only paid 7k towards my loan. Can somebody help me understand what is happening here?

PS - 10april was my first EMI

Transaction details

10 April 2025 - Principal payment towards loan - 25k+
30 April 2025 - INTEREST - 18.7k-

Thanks in advance

Got this for 5225. I am thinking this is a great great deal.

Edit - Apparently not so great deal 😂