Does finance pre-approval actually improve your position on an iX?
A broker told me to get finance pre-approval before I start looking at a used iX, saying sellers take the offer more seriously and there’s less room for them to move the numbers around. I assumed being a cash buyer would give me the stronger position, but maybe that’s not how dealer finance works anymore. Has pre-approval genuinely helped anyone negotiate, or is it mainly useful for setting a budget?