2026 Cadillac OPTIQ Luxury 1 Lease Deal Check (Northern CA) 12/24 $2k DAS $495/mo

Model: 2026 Cadillac OPTIQ Luxury 1 AWD
MSRP: $54,020

Location: (Bay Area)

Lease Terms
Term: 24 months
Mileage: 12,000 miles/year
Monthly Payment: $495/month (tax included)
Customer Due at Signing: $2,000 out of pocket

Incentives
$2,000 GM Conquest
$500 GM Educator
$500 dealer discount on the vehicle
Additional $500 dealer contribution toward due at signing

Lease Details
Selling price (gross cap cost): $50,720
Residual value: $38,894.40 (72% residual)
Purchase option at lease end: $38,894.40
Disposition fee: $595

The $2,000 due at signing covers the normal drive-off costs (first payment, acquisition fee, registration/DMV, doc fee, etc.), with the dealer helping reduce the cash required at signing.

Looking for feedback—does this seem like a strong deal for a Bay Area 2026 OPTIQ Luxury 1?

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u/Zealousideal_Dot7768 — 9 days ago
▲ 4 r/CadillacOptiq+1 crossposts

2026 Cadillac OPTIQ Luxury 1 Lease Deal Check (Northern CA) 12/24 $2k DAS $495/mo

Model: 2026 Cadillac OPTIQ Luxury 1 AWD
MSRP: $54,020

Location: (Bay Area)

Lease Terms
Term: 24 months
Mileage: 12,000 miles/year
Monthly Payment: $495/month (tax included)
Customer Due at Signing: $2,000 out of pocket

Incentives
$2,000 GM Conquest
$500 GM Educator
$500 dealer discount on the vehicle
Additional $500 dealer contribution toward due at signing

Lease Details
Selling price (gross cap cost): $50,720
Residual value: $38,894.40 (72% residual)
Purchase option at lease end: $38,894.40
Disposition fee: $595

The $2,000 due at signing covers the normal drive-off costs (first payment, acquisition fee, registration/DMV, doc fee, etc.), with the dealer helping reduce the cash required at signing.

Looking for feedback—does this seem like a strong deal for a Bay Area 2026 OPTIQ Luxury 1?

reddit.com
u/Zealousideal_Dot7768 — 10 days ago
▲ 1 r/CAguns

How much is off roster shield 9 with 2nd slide OR ready and bunch of new mags?

Gauging a price check for the setup in Bay Area.

Off roster shield 9 w/ night sights
New extra OEM slide OR ready
5 New extra OEM mags

Shield itself looks newish. Few hundred rounds down the pipe prob. I know everyone lying about rnd count so I expect to be be few hundred. Barrel hood still looks good with minimal wear.

TIA✌️

reddit.com
u/Zealousideal_Dot7768 — 1 month ago

Milestone hit! 600k, +400k to go. Maybe 3 yrs or 6 yrs away

Been saving in this account the last 9.5 years. Total yearly contributions are around $50k a yr + account growth year over year. If things continue, it will look like just under 3 years will get this over the hump of 1M. Even with a pull back, I’m confident this account will get to a Milly no matter what. Worst case is probably another 10 years. We’ll see what happens. 🥳

u/Zealousideal_Dot7768 — 2 months ago

Does it mean FSD and Data is included? It’s a 2022 blk on blk with 19 inch wheels for 44k before all the fees. Bummed I missed the new orders window.

u/Zealousideal_Dot7768 — 2 months ago
▲ 56 r/Salary

Started officially in IT in 2006. Steady progression. Nothing fancy. Never got the crazy RSU, or stock bonuses. Never millionaired over night. Lol. Actual ending salary is just cracked a hair above $200k.

u/Zealousideal_Dot7768 — 2 months ago