2026 Cadillac OPTIQ Luxury 1 Lease Deal Check (Northern CA) 12/24 $2k DAS $495/mo
Model: 2026 Cadillac OPTIQ Luxury 1 AWD
MSRP: $54,020
Location: (Bay Area)
Lease Terms
Term: 24 months
Mileage: 12,000 miles/year
Monthly Payment: $495/month (tax included)
Customer Due at Signing: $2,000 out of pocket
Incentives
$2,000 GM Conquest
$500 GM Educator
$500 dealer discount on the vehicle
Additional $500 dealer contribution toward due at signing
Lease Details
Selling price (gross cap cost): $50,720
Residual value: $38,894.40 (72% residual)
Purchase option at lease end: $38,894.40
Disposition fee: $595
The $2,000 due at signing covers the normal drive-off costs (first payment, acquisition fee, registration/DMV, doc fee, etc.), with the dealer helping reduce the cash required at signing.
Looking for feedback—does this seem like a strong deal for a Bay Area 2026 OPTIQ Luxury 1?