[RDA] Salary routed through a local Pakistani payroll agent—Can I still use a Roshan Digital Account ?
Hey everyone,
I’m working overseas and want to use a Roshan Digital Account (RDA), but my company’s payroll setup is tricky.
Instead of wiring funds directly from abroad, my employer transfers bulk funds to a local third-party payroll agent inside Pakistan, who then distributes the PKR to my bank locally.
Because SBP rules strictly require "direct foreign inward remittance" for RDAs, I’m worried this local transfer will get auto-blocked.
- Has anyone successfully routed funds to an RDA when the sender on paper is a local third-party agent?
- Will the bank auto-reject the transfer, or can compliance manually clear it if I provide my employment contract?
- Are there any workarounds, or should I just stick to a standard resident account?