How do I find where someone banks?
Location: Virginia
I hired a guy on next door to fix some hvac under our house. He had previously done some plumbing work for like $300 with no issue, so I hired him again. I sent him $1500 so he could buy materials and then I agreed to pay the rest when he was done.
Long story short, he took the money and disappeared.
I filed a civil lawsuit, he didn't show up to court, and I got a default judgment. The 10 days have long passed and he hasn't sent anything.
The civil court said my next step is to garnish his wages or bank accounts, but I'm mostly positive he doesn't have a W2 job, and I barely know this dude. I sent him money on cash app, and the app and my bank both denied the charge back. He asked if I had Chime bank when I was paying him for the first job, but I don't know if that's his primary money account or if he even still has it.
I spoke to a few PIs, but they want over $1000 for just a digital investigation. I know I can add that onto the dude's bill, but I can't afford that cost up front.
Should I just submit the paperwork for Chime's parent banks, wait the 6 months, and then do the post-judgment discovery/interrogations? What if he doesn't show up to that and just accepts the felony/jail? I did a background search during all this and it's not his first rodeo.