technically not a modification:  9sig/B-  (inverse bond etf)
▲ 0 r/TQQQ+1 crossposts

technically not a modification: 9sig/B- (inverse bond etf)

recently applied 9sig into portfolio. long bond seems stupid to me. am i the only one? the inverse relationship of stocks/bonds is no longer reliable, wont be again without massive structural reforms, yadda yadda yadda. but i feel i havent seen anyone discussing inverse bond fund with their TQQQ. at -1x its still low volatility, and works well as a low risk/low reward cash pile. in terms of being a 9sig modification, it still performs the role that its supposed to do in 9sig, which is preserve capital for future opportunity. and given the low volatility im going to say the quarterly review/rebalance is fine for making a short/long change at some point. curious to know if im missing anything. is there some other role about AGG/bond sleeve that's not covered here? i get no dividends obviously, and fee is higher, but otherwise it sure looks like it does the same thing. the higher fee means this is something you dont ignore, you look at it every quarter. but you already do that for TQQQ. what would kill it? a bond rally obviously. but sure seems like over the past few decades those are announced in advance by Fed/treasury. never say never, but seems like bonds just dont move fast enough to really hurt you in only 90 days. not without something happening that's front page news: major war, pandemic, QE, etc. thoughts?

u/badjoeybad — 5 days ago
▲ 1 r/LostAndFound+1 crossposts

When to contact police if holder of "lost" ipad wont call to return it?

lost my ipad pro from work. took few days but finally was able to get find my device working. i've set it to "lost" and have the message to call me with phone number. its been about a day, no contact. at what point do i take further action? i dont want to call police but not sure how else to handle this. its in a location about 30-40 min from my house so not going to just show up at the address unannounced. is there a guideline here? a specific process to follow? TIA

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u/badjoeybad — 1 month ago

Project Manager interested in estimating side

Looking for some advice here. Been in PM/ field mgmt side for long time and looking to transition. Wondering how one gets the knowledge to be hireable as estimator. Never had a CM degree so it was always learning on the job, but im in a big metro area and theres a lot of competition. Those degrees mean something to Linda and Ashleigh from HR, regardless of someone’s actual knowledge about a role. So what’s the key to breaking in? Do I have to go back to school? Certificates? It seems as though learning on the job is out of favor, most job listings I see want extensive experience, so I’ve zero idea how anybody actually becomes an estimator.

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u/badjoeybad — 2 months ago
▲ 2 r/stonemasonry+1 crossposts

Cleanest way to cut granite countertop?

Living through a remodel and long story short, had to lose a few inches from counter to get clear past a stairway. So... framing is done and im good on clearance but i need to trim an old granite countertop back by about 4-5" to slide the oven/range over. This needs to happen in an occupied home. Is there a way to do this without making a huge friggin mess? My only solution is to make a little tent with plastic taped to the hood, and then down at the floors, and then just diamond blade it in one go. Its gonna suck. Any other options for cuts that aren't as messy? Dont care about cosmetics, kitchen to be remodeled next summer anyways. Just hoping you guys have a trick to cut a standard 3/4 stone slab without creating dust storm. TIA

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u/badjoeybad — 2 months ago

Rainbird 22SA mini rotor sprinklers?

folks- im wondering in anyone can tell me about these sprinklers from rain bird. currently have a few of the MP rotators and they're a PITA. even on 40psi regulated bodies they seem to always clog, need adjustment, etc. seem more trouble than they're worth. is this different body/sprinkler type? or is this still just an MP or R-VAN type pop up nozzle in reality? they came up in the rotor product section, but clearly they look more like a screw on nozzle type vs traditional 32SA rotor heads. so bit confused. hoping they're superior to MP/Rvan nozzles....

u/badjoeybad — 2 months ago

Not-so-common Allied healthcare careers? What do you do?

Hey there healthcare folks- recently learned about cardio perfusion role by chance, and while it doesn’t seem like a fit for me, im wondering what other allied roles there are that are also less common and/or unknown? I think we can skip the imaging roles like X-ray, mri, sonogram, etc. as they seem to be the most common answer/response. What else is out there with good prospects and living wages?

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u/badjoeybad — 2 months ago

Not-so-common Allied healthcare careers? What do you do?

Hey there healthcare folks- recently learned about cardio perfusion role by chance, and while it doesn’t seem like a fit for me, im wondering what other allied roles there are that are also less common and/or unknown? I think we can skip the imaging roles like X-ray, mri, sonogram, etc. as they seem to be the most common answer/response. What else is out there with good prospects and living wages?

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u/badjoeybad — 2 months ago

Tough wood for staircase trim/shoe plate

In the middle of a remodel and need to get guard rail up pronto so the kids dont go tumbling down the stairs in the middle of the night. I'm looking for advice on what species to use for the sill/shoe plate that will sit on the finished floor. I'm looking for something to approximate a 2x6. Normally folks around here use redwood for millwork, but I feel like even kilned and dried it would be too soft to put on the floor. So essentially, i'm looking for a combination of hard and cheap. It'll get painted, so looking good isnt really a concern. Would it be crazy to use a kilned softwood like redwood? Or do i definitely need to get a hardwood? I know anything I use will eventually show the nicks and scratches, but I'm trying to avoid the big dents and gouges that softwoods suffer. TIA!

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u/badjoeybad — 3 months ago
▲ 2 r/askplumbing+1 crossposts

Tankless direct vent question

Trying to figure out where I might be able to place tankless unit on exterior. OEM specs on venting are giving me pause. Direct vent clearance to operable door/window opening is 12”. “Other than” direct vent, or an outdoor unit, is “ 4’ below or to side of opening; 1ft above.” Since you cannot be both 4ft below something and also 1ft above it, I assume these distances to be an either/or situation. Right? So an outdoor unit with it’s exhaust vent opening 1ft above a nearby (less than 4’ away) door opening should satisfy, correct? Hoping im reading this correctly. Thanks folks!

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u/badjoeybad — 3 months ago
▲ 5 r/Hydroponics+1 crossposts

Masterblend mixing strategy

First off- no weed growing here. Just fruit trees, avocados, berries, etc. But you guys seem to be most active in discussing hydroponic nutrients so i'm hoping i can get some advice. For background, we have soil that is likely north of 80% sand. Great drainage, horrible nutrient retention. Likely because of this, we have acidic soil. Have done a ton of compost tilling into soil, but its work in progress. Because Ca/K nitrates dont acidify and even slightly alkalize i'm going to start using the masterblend formula. I have a system set up to fertigate using chapin venturi mixers like seen above. At the top is a strainer basket for solubles, where i usually put fert. Here's my question- would i cause lockout if i made the MB/epsom solution and then just added the nitrate directly to that? without making a solution? My idea was to put the MB/epsom into the strainer basket and then sprinkle dry nitrate granules at root line of plants/trees. Trying to avoid having to set up a whole mixing operation to something i already have trouble staying on top of - fertilizing. TIA!

u/badjoeybad — 3 months ago

Multiple Mini Interview format

Being interviewed for NucMed school admission and it’s in mini interview format. Is there anything that I should be aware of or do differently vs your typical setting with 1 or 2 interviewers? Coming from a different industry so won’t have a lot of experience in healthcare setting to talk about. But always been highly interested in science and health, family members who worked in imaging (mri, xray, etc). Advice appreciated!!

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u/badjoeybad — 3 months ago
▲ 14 r/LETFs

Choosing a strategy- predicting choppy seas ahead

Have been following Gormans posts and reading about the mechanics of things like hfea, 9 sig, SMA, etc. Not getting too deep, just the overview. I would like to move bulk of investment funds into one soon as I’ve got career changes happening shortly and won’t have the free time to manage things anymore. While it’s no guarantee, the consensus is that we’re moving towards higher rates overall, decreasing liquidity, and possibly some reckoning, or at least less mania, for the ol AI super cycle. I’m guessing things will be choppier, more volatility, fewer sustained trends, etc. in the short to medium. If that thesis were true, which strategy would be best suited to navigate the conditions? And bonus question- which of the various vehicles for your “cash” position rides it best - agg, bil, sgov, gld, etc?

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u/badjoeybad — 4 months ago

Real reviews of Miele DCG 6800-1?

Seems odd but having hard time finding real reviews. Some mentions here, and then YouTube vids and random websites are all im finding. One is for sale near me for $2k so just hoping for some info from actual owners. TIA!

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u/badjoeybad — 4 months ago

Bought too much compost- had to leave big heaps and mounds all over- red wigglers?

long story short, super sandy soil means we needed some serious soil amending. bought about 3/4 of a yard of compost last fall, removed a bunch of sand, mixed in probably half a yard, and still had about a 1/4 yard left. so had to pile it up, with mounds all through planter beds. anywhere from 5-6" up to 10" in some places. so im wondering if you folks think it would be worthwhile to get some red wigglers and let them go to town on the heaps and mounds. since technically this is finished compost i wasnt sure if that was still a good environment for the worms. im not interested in starting up a system or making complicated nurseries or anything like that. but if i they'll help break all that (finished) compost down then i'll hit up a bait shop and spread them all around now that its starting to get warm. what do you folks think, is that still beneficial? TIA

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u/badjoeybad — 4 months ago

Mass loaded vinyl for a stairwell adjacent to bedroom?

Staircase and bedroom share some wall framing. Im wondering if it would be worthwhile to add mlv to the wall before stairs get framed. Mainly hoping to stop the sound of heavy steps on the treads as the kids run up and down. Will insulate the 2x6 wall as well. Roughly 8 x 16 area so not a ton of material hopefully. Thoughts?

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u/badjoeybad — 5 months ago
▲ 2 r/BackyardOrchard+1 crossposts

Quince rust/blight?

Anybody know what is happening here? I sprayed copper over winter, but only once as it kept its leaves and never fully dropped. Warm winter in CA. First quince so not familiar with what I’m seeing here. Thx

u/badjoeybad — 5 months ago

carrying a C+ from chemistry class long long ago. i have some time before application deadline to redo chemistry and was going to do a portage learning class. i noticed there's the basic Chem103 w lab but then also a Biochem 212 w lab. The basic chem is obvious, but wondering if anyone took the Biochem? seems much more relevant to anything medical related, but on the other hand if my goal is to ace the class and replace a C+ with an A then maybe stick to basic chem103? anybody have experience with Biochem from portage? thx

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u/badjoeybad — 5 months ago

anybody have any preferences here? water districts approved list has Ames, Apollo/Conbraco, ARI, Backflow Direct, Febco, Watts, Wilkins.

i see Watts and Apollo at the big box stores which immediately makes me think lower quality, but i could be wrong. some i've never heard of like ARI, Backflow Direct, Wilkins, etc. this is just for standard residential service with some irrigation. no fire sprinklers. no winter freezes. thanks

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u/badjoeybad — 5 months ago
▲ 1 r/paint

long story short, have to replace a window but cannot redo the whole frame. got an amazing offer on a vinyl replacement window, however its white vinyl. windows are forest green. in years past it wasn't worth it to try painting vinyl. now i see paints for plastic pretty regularly. does this actually work? this is a window on basement level, somewhat hidden behind landscaping so not prominent and not going to get intense sun or weather. any products that actually work on vinyl? any particular prep needed? TIA

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u/badjoeybad — 6 months ago

So…, the obvious answer would be nuts. Any particular kind? Urban area here so no nut trees, no pinecones, etc. But- I’ve heard everything from corn to chocolate to fruit as well, so I’ll try anything to catch these bastards.

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u/badjoeybad — 6 months ago